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2104 Beta Cir, Killeen, TX, 76543

3beds
2baths
1,304sqft
$224,900
$172price/sqft
$1,979/moest. monthly cost
$79,160/yrincome needed

About This Home

SELLER PAYS YOUR RATE DOWN + $7,500 CLOSING COST GRANT — NO REPAYMENT REQUIRED! Seller is offering a 2/1 rate buydown to lower your payment from day one, PLUS qualified buyers receive a $7,500 grant toward closing costs that never has to be repaid. Minutes from Ft. Hood, this fully remodeled home on a peaceful cul-de-sac is truly move-in ready. The big-ticket items are done — 2-year-old roof and brand-new electrical system mean zero worries for years to come. With modern and neutral finishes throughout, a beautifully updated kitchen with brand new stainless steel appliances, this home is ready for its new owner. Out back, a storage shed provides the extra space everyone needs. With a seller-paid rate buydown, a no-repayment grant and a completely updated home near EVERYTHING — this is the move.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
3/10
Rancier Middle SchoolGrades 6-80.5 mi
2/10
Killeen High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Exhaust Fan,Electric Range,Disposal,Ice Maker,Refrigerator,Water Heater,Some Electric Appliances,Cooktop,Microwave,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,In Garage,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Beamed Ceilings,Ceiling Fan(s),Double Vanity,Multiple Closets,Pull Down Attic Stairs,Shower Only,Separate Shower,Tub Shower,Vanity,Walk-In Closet(s),Breakfast Area,Granite Counters,Kitchen/Dining Combo,Solid Surface Counters
  • Flooring: Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only,Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 1,304 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 94662

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Patio,Storage
  • Fencing: Back Yard,Chain Link,Gate
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$231$2,772
Property Taxes $373$4,476
Electricity $238$2,859
Total$1,979$23,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,851/yr
40% on housing$59,370/yr
45% on housing$52,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 76543$98
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76543$133
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-21Listed for sale$224,900
2025-05-13Sold--
2025-05-13Pending sale$125,000
2025-04-16Contingent$125,000
2025-02-22Listed for sale$125,000
2012-11-09Listing removed$75,000
2012-05-02Listed for sale$75,000
2009-12-03Listing removed$59,800
2009-10-26Listed for sale$59,800
2009-08-23Listing removed$52,600
2009-08-08Price change$52,600
2009-05-15Price change$59,800
2009-04-04Price change$65,000
2009-03-06Listed for sale$70,700
2009-01-14Sold--

For Sale by Agent

AgentMarni Kempf
BrokerageBaemayr Realty Group, LLC

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