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2704 ASHLEY MDW, Schertz, TX, 78154

5beds
3baths
3,411sqft
$384,900
$113price/sqft
$2,595/moest. monthly cost
$103,800/yrincome needed

About This Home

Need space without sacrificing style? This fully renovated Schertz home offers over 3,400 square feet, 5 true bedrooms, multiple expansive living spaces, and black-and-gold finishes that stand out from the typical beige builder home. BRAND NEW HVAC, FLOORING AND APPLIANCES! From the moment you walk in, you'll notice the intentional design throughout that elevates the home with a modern, luxury feel. The open living spaces create a seamless flow, perfect for both everyday living and entertaining. The generously sized bedrooms offer comfort and versatility, while the primary suite provides a private retreat. Step outside to a covered patio and spacious backyard, ideal for relaxing evenings or hosting guests. Situated in the desirable Ashley Place community, this home is conveniently located near shopping, dining, and major highways, with easy access to San Antonio. A rare combination of space, style, and modern living-schedule your showing today.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Dishwasher,Plumbed For Ice Maker
  • Laundry features: Lower Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 180

Bedroom3

  • Area: 180

Bedroom4

  • Area: 180

Bedroom5

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 144

Features

  • Two Living Area,Separate Dining Room,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Pantry,Utility Room Inside,Open Floorplan,High Speed Internet,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Vinyl,Other
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,411 sqft

Kitchen

  • Area: 144

Living Room

  • Area: 300

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 120

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Level: Upper
  • Area: 270

Property

Details

  • Parcel number: 1G0126401206600000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,187 sqft

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$213$2,556
Property Taxes $62$744
Electricity $374$4,494
Total$2,595$31,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,971/yr
40% on housing$77,850/yr
45% on housing$69,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 78154$149
Guadalupe County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78154$167
Guadalupe County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$405,000
2025-07-01Sold--
2025-05-12Pending sale$229,000
2025-04-30Price change$229,000
2025-02-20Price change$266,000
2025-02-10Price change$280,000
2025-01-22Price change$306,850
2024-12-19Listed for sale$323,000

For Sale by Agent

AgentAusha Cameron
BrokerageReal Broker, LLC

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