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1009 Sandy Ridge, Schertz, TX, 78154

3beds
2baths
1,723sqft
$310,000
$180price/sqft
$2,320/moest. monthly cost
$92,800/yrincome needed

About This Home

Welcome to a home that has been truly loved and meticulously cared for. Thoughtfully updated and beautifully maintained, this inviting home offers an open-concept layout with a spacious kitchen featuring granite countertops, warm wood accents, and plenty of room to gather, cook, and create memories. Enjoy generously sized bedrooms, including a spacious primary suite with a large walk-in closet, plus a versatile bonus room perfect for a home office, gym, or playroom. Step outside to a newly built covered patio overlooking a large, shaded backyard with mature trees-an ideal space for entertaining or simply enjoying peaceful evenings at home. Recent updates include a roof and HVAC system (approximately 3 years old), water heater (approximately 4 years old), and dishwasher (approximately 2 years old). Located in a quiet, established neighborhood within walking distance to the community pools and offering quick access to FM 3009 and I-35, this is more than just a house-it's a place that truly feels like home.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Watts Elementary SchoolGrades PK-40.4 mi
5/10

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Self Cleaning Oven,Microwave,Refrigerator,Disposal,Dishwasher,Plumbed For Ice Maker,Electric Water Heater
  • Laundry features: Main Level,In Kitchen,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 121

Bedroom3

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Area: 323

Features

  • One Living Area,Eat-in Kitchen,Study/Library,High Ceilings,High Speed Internet,All Bedrooms Downstairs,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Chandelier,Solid Counter Tops
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,723 sqft

Kitchen

  • Area: 156

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity
  • Area: 96

Master Bedroom

  • Area: 195

Office

  • Area: 132

Property

Details

  • Parcel number: 1G0812301000200000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Privacy
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 9,496 sqft
  • Features: Curbs,Street Gutters,Sidewalks,Streetlights

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$172$2,064
Property Taxes $343$4,116
Electricity $238$2,859
Total$2,320$27,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,542/yr
40% on housing$69,600/yr
45% on housing$61,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 78154$149
Guadalupe County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78154$167
Guadalupe County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$310,000
2026-08-07Contingent$310,000
2026-07-31Listed for sale$310,000
2021-07-19Sold--
2021-06-15Pending sale$249,900
2021-06-11Listed for sale$249,900

For Sale by Agent

AgentMarcy McDonald
BrokerageTexas Edge Realty

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