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3905 Park Ln, Granite City, IL, 62040

3beds
2baths
1,400sqft
$325,000
$232price/sqft
$2,673/moest. monthly cost
$106,920/yrincome needed

About This Home

Modern comfort meets functional design. Your Dream home awaits. This stunning new construction opportunity offers a spacious, open concept design w/thoughtful detail throughout. Gourmet kitchen: A center island w/seating for four, complemented by ample storage and walk in pantry. The dining room area boasts a recessed fireplace and swivel mount TV w/vaulted ceilings in the living room for an airy feel. Enjoy pocket doors connecting to the bedrooms and a spa-like master bath featuring a walk in shower w/dual heads, built in bench, and dual sink vanity along w/a walk in closet. Relax on the front covered porch and back patio.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
Grigsby Middle SchoolGrades 5-60.3 mi
2/10
Coolidge Middle SchoolGrades 7-82.4 mi
2/10
Granite City High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: To Be Built,New Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Refrigerator,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Kitchen Island,Walk-In Closet(s),Dining/Living Room Combo,Kitchen/Dining Room Combo,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Electric,Dining Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 172200319402006
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Porch,Covered

Lot

  • Lot size: 0.25 Acres
  • Features: Level
  • Lot size dimensions: 74 x 148

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$416$4,992
Property Taxes $484$5,808
Electricity $130$1,569
Total$2,673$32,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,645/yr
40% on housing$80,190/yr
45% on housing$71,280/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 62040$80
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62040$99
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$325,000
2026-02-24Listing removed$325,000
2025-02-26Listed for sale$325,000
2025-02-16Listing removed$20,000
2024-08-23Listed for sale$20,000
2023-10-02Listing removed--
2023-02-11Listing removed$229,500
2022-10-06Listed for sale$229,500
2004-07-26Sold$20,000

New Construction

AgentAngela S Judd Uram
BrokerageColdwell Banker Brown Realtors

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