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2560 Stratford Ln, Granite City, IL, 62040

3beds
2baths
1,764sqft
$224,900
$127price/sqft
$1,894/moest. monthly cost
$75,760/yrincome needed

About This Home

This is it!!! Welcome home to this charming and tastefully updated 3-bedroom, 2 full bath home! Featuring 1124 Sq ft of modern updates throughout, this move-in-ready property offers both comfort and character. Situated in a quiet neighborhood, this home combines privacy, convenience, and curb appeal all in one package. Main level includes a living room with fireplace, / kitchen featuring stainless steel appliances, white cabinetry, dark granite counter tops, and a tiled backslash /dining area w/ access to sun-room. Family has used enclosed back porch as extra living space/retreat enjoying seasonable sun room for summer, fall and winter. Comes with 13 large windows and a Knotty pine ceiling. You will need a cooling split for comfortable air in the hot months. Bedrooms are comfortably spacious,throughout home offering privacy in primary bedroom with its very on primary bathroom. All bedrooms have spacious closet space and newer windows. Full basement with extra living space has a family room thats been used as a theater room for many years. Basement area also being used for work at home office area with its own storage space. Basement laundry room and storage area has been home of family home Gym system, family would love to leave the gym system but is negotiable along with the Sports Elliptical system upstairs. Attached 2 car garage plus a well on property helps with those hot summer night when grass and flowers needs a extra drink of water. Step outside to enjoy the large fenced in backyard and gorgeous (312 sq ft) patio, creating the perfect space for entertaining family and friends. Newer installed items are water heater 2020, new windows 2020, granite counter/new kitchen cabinets all in 2013, garage door opener 2018. Roof was replaced in February 2023. So much to love about this property.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
2/10
Coolidge Middle SchoolGrades 7-81.4 mi
2/10
Granite City High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Brick/Mortar
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator,Washer/Dryer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 49
  • Dimensions: 7x7

Bedroom2

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 160
  • Dimensions: 16x10

Dining Room

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 312
  • Dimensions: 24x13

Features

  • Breakfast Bar,Ceiling Fan(s),Open Floorplan,Shower,Storage
  • Flooring: Brick,Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 588
  • Finished area above ground: 1,176

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Laundry

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 460
  • Dimensions: 23x20

Living Room

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Primary Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 32
  • Dimensions: 8x4

Primary Bedroom

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Sunroom

  • Features: Floor Covering: Concrete
  • Level: Main
  • Area: 294
  • Dimensions: 21x14

Property

Details

  • Parcel number: 222200916403005
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Enclosed,Front Porch,Glass Enclosed,Patio,Porch
  • Exterior features: Private Entrance,Private Yard
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 10,001 sqft
  • Features: Adjoins Common Ground,Back Yard,Front Yard,Level,Near Public Transit
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 8
  • Parking features: Attached,Concrete,Garage Door Opener,Off Street,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$287$3,444
Property Taxes $335$4,020
Electricity $135$1,628
Total$1,894$22,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,937/yr
40% on housing$56,820/yr
45% on housing$50,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 62040$81
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62040$99
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$219,900
2026-06-19Listed for sale$224,900
1992-08-25Sold$82,000

For Sale by Agent

AgentSherry R MacKo
BrokerageCentury 21 Bailey & Company

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