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513 20th St NW, Roanoke, VA, 24017

2beds
1baths
805sqft
$160,000
$199price/sqft
$1,260/moest. monthly cost
$50,400/yrincome needed

About This Home

Welcome home to this charming and adorable one-story home that offers comfortable living with 2 bedrooms, 1 bathroom and laundry room on the same level. You'll love the cozy, functional layout, timeless appeal, and welcoming atmosphere that make this home feel inviting from the moment you walk in. Recent updates include a newer roof (2024), stove, fixtures, toilet, moisture barrier in the crawlspace and rebuilt back deck steps, all providing added peace of mind. This move-in ready and conveniently located home is ready and waiting for its next owner. Don't miss your chance to make it yours!

Getting Around

59
WalkingSomewhat Walkable
33
TransitSome Transit
33
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Completed
  • Year built: 1942

Materials

  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Humidifier,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Tilt-In
  • Flooring: Laminate,Ceramic Tile,Wood
  • Finished area above ground: 805

Heating & Cooling

  • Heating features: Baseboard Electric,Forced Air Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 805
  • Total interior livable area: 805 sqft

Property

Details

  • Parcel number: 2322618

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 4,791 sqft
  • Features: Hilly,Varied

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$87$1,044
Property Taxes $162$1,944
Electricity $202$2,433
Total$1,260$15,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,200/yr
40% on housing$37,800/yr
45% on housing$33,600/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 24017$97
Roanoke City$134

vs Homes Sold Last Month

Median $/sqft

ZIP 24017$114
Roanoke City$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$160,000
2024-04-22Sold$118,300
2024-03-01Pending sale$119,900
2024-01-30Price change$119,900
2024-01-18Price change$124,900
2024-01-05Listed for sale$129,900
2020-09-06Listing removed$699
2020-08-14Listed for rent$699
2019-06-03Listing removed$795
2019-05-16Price change$795
2019-02-26Listed for rent$825
2018-12-03Listing removed$795
2018-11-10Listed for rent$795
2018-06-19Listing removed$795
2018-06-01Listed for rent$795
2018-05-31Sold$31,000
2018-04-22Price change$32,900
2018-03-23Listed for sale$36,900
2018-02-28Sold$21,000
2018-01-24Listed for sale--
2014-09-11Listing removed$58,500
2014-04-12Listed for sale$58,500
2013-10-19Listing removed$59,950
2013-04-18Listed for sale$59,950

For Sale by Agent

AgentJESSICA P ROSSELLO
BrokerageVARNEY REALTY PARTNERS

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