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1 River Bend Dr, Fenton, MO, 63026

4beds
3baths
3,742sqft
$450,000
$120price/sqft
$3,122/moest. monthly cost
$124,880/yrincome needed

About This Home

Secluded and surrounded by wildlife with this 2-story home on 2.6 acres. Large front porch welcomes you inside to a high ceiling entry foyer with a sitting area that boasts tons of natural light from the statement window. To your left you will find a room perfect for a library or den with 2 double-sized pocket doors and a beautiful fireplace. Just beyond the living room is a separate formal dining room with French doors that lead out to the back deck. The eat-in kitchen is complete with gorgeous wood cabinetry, ornate lighting fixtures, a center island with breakfast bar, pantry and breakfast room with French doors leading out to the back deck. The massive living room features high ceilings, tons of windows and access to the loft. The oversized loft is nicely set up as a recreational area with a built-in bar and includes a wood-burning fireplace. A convenient half bath is found right off the living room along with an additional room perfect for an office. The upper-level master bedroom suite offers a large walk-in closet and master bathroom with a double sink vanity, walk-in shower and separate soaking tub. There are 3 additional nicely sized bedrooms and a full bathroom with a double sink vanity and tub/shower combo that complete this upper level. Basement is unfinished with tons of potential to finish or just use as extra storage space. The large back deck overlooks a gorgeous backyard with tons of foliage and a pond. A 2-car side entry attached garage and close access to Highway 44 & 55 make this home even more desirable. Do not hesitate to come check out how much living space and privacy this home has to offer!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Ridgewood Middle SchoolGrades 6-81.5 mi
5/10
Fox Sr. High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Microwave,Electric Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bar,Breakfast Bar,Breakfast Room,Ceiling Fan(s),Custom Cabinetry,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Separate Dining,Separate Shower,Soaking Tub,Two Story Entrance Foyer,Walk-In Closet(s)
  • Door features: French Doors,Panel Door(s),Pocket Door(s)
  • Number of fireplaces: 2
  • Fireplace features: Den,Other,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 3,742

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,742
  • Total interior livable area: 3,742 sqft

Property

Details

  • Parcel number: 021.011.01001039.09
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Pond
  • Water view: Pond

Lot

  • Lot size: 2.60 Acres
  • Features: Adjoins Wooded Area,Agricultural,Few Trees,Front Yard,Gentle Sloping,Many Trees,Natural Foliage,Pond on Lot,Private,Secluded

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$262$3,144
Property Taxes $300$3,600
Electricity $285$3,429
Total$3,122$37,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,040/yr
40% on housing$93,660/yr
45% on housing$83,253/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 63026$177
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63026$194
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$425,000
2026-07-30Listed for sale$450,000
2026-04-02Listing removed$450,000
2026-03-04Listed for sale$450,000

For Sale by Agent

AgentAndy M Boyd
BrokerageKeller Williams Realty St. Louis

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