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2099 Stoney Ridge Trl, House Springs, MO, 63051

2beds
2baths
1,900sqft
$409,900
$216price/sqft
$2,848/moest. monthly cost
$113,920/yrincome needed

About This Home

If seclusion and tranquility is what you are searching for look no further! Discover serene beauty in this gorgeous hidden Ranch sitting on almost 11 acres tucked away off your own private street! A beautiful updated kitchen and large great room are the first to greet you as you enter this home. Granite countertops, plenty of cabinet space and stainless steel appliances paired with a MASSIVE island set the standard here. Venture down the hall and notice the first bedroom, a bonus room that could be used as an additional bedroom/office/home gym or play room for the kids and the first fully renovated bathroom. Did we mention Main Floor Laundry?! As you continue down the hall you will discover the HUGE primary bedroom with a walk in closet, private exit to a second back deck and a fully renovated Primary En Suite! Quality was not spared as this bathroom will WOW you! Head on down the pasture and you have a giant enclosed out building perfect for any of your ATV's, Tractor equipment, Project Vehicles or anything else you might have. Throughout the property you will notice various fruit trees- mature and ready to harvest. There is a large multi acre parcel of land that is cleared & level as well as plenty of acreage with trees for seclusion if you would prefer that more. You really have the best of both worlds here. The County even clears the snow in the winter up to the driveway. The Solar Panels and Generate all stay with the new owners! What more could you ask for? Schedule your showing now and come view this Country asset in person!!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Northwest Valley SchoolGrades 6-81.5 mi
6/10
Northwest High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Architectural Shingle
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Bathroom3

  • Level: Main

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Features

  • Finished area above ground: 1,568

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Laundry

  • Features: Floor Covering: Concrete
  • Level: Main

Property

Details

  • Parcel number: 089.030.02001001
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 10.96 Acres
  • Features: Corner Lot,Few Trees,Pasture,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$358$4,296
Property Taxes $273$3,276
Electricity $145$1,741
Total$2,848$34,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,645/yr
40% on housing$85,440/yr
45% on housing$75,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 63051$140
Jefferson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 63051$170
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$399,900
2026-07-17Listed for sale$409,900
2019-07-01Sold--
2019-05-01Pending sale$199,900
2019-04-27Listed for sale$199,900
2019-04-25Pending sale$199,900
2019-04-14Price change$199,900
2019-04-11Price change$210,000
2019-03-31Listed for sale$215,000
2019-03-19Pending sale$215,000
2019-02-28Price change$215,000
2019-01-01Price change$234,816
2018-11-26Price change$239,000
2018-10-08Price change$269,000
2018-07-05Price change$275,000
2018-06-20Listed for sale$299,000
2016-06-07Listing removed$150,000
2016-04-14Price change$129,900
2016-04-13Listed for sale$144,000
2016-03-25Sold--
2016-02-05Listed for sale$144,000

For Sale by Agent

AgentBrandon N Balk
BrokerageRE/MAX Integrity

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