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1031 Palmer Ln, Imperial, MO, 63052

4beds
3baths
2,400sqft
$359,900
$150price/sqft
$2,491/moest. monthly cost
$99,640/yrincome needed

About This Home

Seclusion surround you at 1031 Palmer Ln. four bedroom three bath raised ranch is nestled in the Woods Quiet St. Great school District. Two of the bedrooms are in suites creating a perfect option for multigenerational household and possible roommate scenario main floor is open, great for gatherings and entertaining. Great flow to the FLOOR plan walk out on the covered deck from the breakfast room and enjoy a cup of coffee are those evening barbecues? Since the seller has bought the house, she has added double hung windows 2022 Newer Hot water heater,newer HVAC Approx 6 years old and hooked onto public sewer line. The home has a newer roof. Don’t miss out on this quiet, setting plenty of wildlife and close to major highways. "Seller is offering a one year Home Protection Plan"

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

--
Windsor Elementary SchoolGrades PK-20.9 mi
7/10
Windsor Middle SchoolGrades 6-80.9 mi
7/10
Windsor High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sleeping Area,Walk-Out Access

Bedroom2

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Bedroom3

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Features: Floor Covering: Other
  • Level: Lower
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Features

  • Breakfast Room,Open Floorplan
  • Door features: Sliding Doors
  • Window features: Bay Window(s),Insulated Windows,Storm Window(s),Tilt-In Windows
  • Flooring: Carpet,Other
  • Finished area below ground: 900
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Attic Fan,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Living Room

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 308
  • Dimensions: 22x14

Primary Bedroom

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Recreation Room

  • Features: Floor Covering: Other
  • Level: Lower
  • Area: 420
  • Dimensions: 28x15

Property

Details

  • Parcel number: 099.029.02002007.01
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch
  • Exterior features: None
  • Fencing: Back Yard,Partial
  • Frontage length: 251

Lot

  • Lot size: 1 Acres
  • Features: Gently Rolling,Many Trees
  • Lot size dimensions: 43560

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered,Driveway,Garage Faces Side,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$250$3,000
Property Taxes $239$2,868
Electricity $183$2,199
Total$2,491$29,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,405/yr
40% on housing$74,730/yr
45% on housing$66,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 63052$149
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63052$185
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$339,900
2026-07-28Listed for sale$359,900
2022-05-31Sold--
2022-04-29Pending sale$299,900
2022-04-29Contingent$299,900
2022-04-22Listed for sale$299,900
2014-06-25Sold--
2013-12-31Listing removed$174,900
2013-10-19Price change$174,900
2013-09-16Price change$179,900
2013-08-02Price change$184,500
2013-06-23Listed for sale$189,900

For Sale by Agent

AgentVickie L Barton
BrokerageColdwell Banker Realty - Gundaker

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