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5697 Lake Tishomingo Rd, Hillsboro, MO, 63050

4beds
2baths
1,850sqft
$375,000
$203price/sqft
$2,537/moest. monthly cost
$101,480/yrincome needed

About This Home

HUGE Price Improvement and Seller concessions up to $10,000 - helping Buyer use towards buying down rate, closing costs, prepaids, etc.!! Open House 05/17 from 1-3!!! Here's your chance to own the Best of Both Worlds in Lake Tishomingo! Your Move In ready raised/multi-level ranch home with direct lake access close to the gate, and all the amenities Lake Tishomingo has to offer (clubhouse, basketball/volleyball courts, picnic/beach areas and boat launch). Enjoy 1850 sg/ft of spacious living with ample room for guests and 4-bedroom, 2 baths serving a serene lifestyle surrounded by nature on a near 3/4 acre lot. The home perfectly blends modern updates with rustic charm and plenty of windows to view the Lake and nature. Newer roof, HVAC, country kitchen, high quality engineered wood flooring throughout. 2 car oversized attached garage and plenty of circle driveway/pad parking for toys and guests. Enjoy events like trivia nights, boat poker runs, potlucks, and more. Whether you seek a peaceful retreat or a stylish setting for entertaining, this exquisite property offers it all. Please visit www.laketishomingo.com for rules & regulations about the Lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
Hillsboro Primary SchoolGrades K-24.9 mi
4/10
6/10
Hillsboro High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1981

Materials

  • Foundation: Brick/Mortar,Concrete Perimeter,Raised,Slab
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Split Level,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Built-In Electric Oven,Double Oven,Refrigerator,Vented Exhaust Fan,Washer,Electric Water Heater,Water Softener
  • Laundry features: Lower Level

Basement

  • Basement: Crawl Space,Storage Space,Unfinished

Bathroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 140
  • Dimensions: 14x10

Bathroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bathroom4

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Family Room

  • Features: Floor Covering: Wood Engineered
  • Level: Lower
  • Area: 220
  • Dimensions: 20x11

Features

  • Ceiling Fan(s),Center Hall Floorplan,Country Kitchen,Custom Cabinetry,Kitchen Island,Kitchen/Dining Room Combo,Open Floorplan,Workshop/Hobby Area
  • Door features: Pocket Door(s),Sliding Doors
  • Window features: Blinds,Display Window(s),Drapes
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Heatilator,Insert,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,850

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Kitchen

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Living Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 323
  • Dimensions: 19x17

Primary Bedroom

  • Features: Floor Covering: Wood Veneer
  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Property

Details

  • Parcel number: 122.004.03001003
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Lake,Water
  • Water view: Lake,Water
  • Waterfront features: Beach Access,Lake

Lot

  • Lot size: 0.69 Acres
  • Features: Back Yard,Close to Clubhouse,Gentle Sloping,Some Trees,Views
  • Lot size dimensions: 0.68-Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Circular Driveway,Garage,Garage Faces Front,Off Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$250$3,000
Property Taxes $250$3,000
Electricity $141$1,695
Total$2,537$30,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,982/yr
40% on housing$76,110/yr
45% on housing$67,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 63050$175
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63050$187
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$385,000
2026-04-30Price change$395,000
2026-03-28Listed for sale$399,500
2017-04-25Sold--
2017-03-15Pending sale$179,500
2017-02-22Listed for sale$179,500
2016-11-30Listing removed$184,900
2016-09-30Price change$184,900
2016-08-01Listed for sale$199,900

For Sale by Agent

AgentChris Townsend
BrokerageColdwell Banker Realty - Gundaker

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