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6482 S Lakeshore Dr, Hillsboro, MO, 63050

3beds
3baths
2,683sqft
$545,000
$203price/sqft
$3,685/moest. monthly cost
$147,400/yrincome needed

About This Home

This HOME is it! Lake VIEWS on the largest 200 acre spring and creek fed lake in Jefferson County! Live in your vacation dream home year round with all the amenities Lake Tishomingo has to offer. Scenic picnic areas with tables and grills for outdoor dining. Swimming beach for sunbathing and water activities. Hiking trails offering beautiful views and nature exploration. Fishing spots with opportunities for catching various species. It's a Fisherman's delight -this lake is stocked with bass, crappie, blue gill, channel cat, and perch. Boat ramps for easy access to watercraft and recreational boating. Volleyball, basketball, playground, picnic and beach area. This meticulously maintained home is one of a kind, admired, filled with character, love and features that you can't find in most homes. Your own personal lake life retreat! This custom log cabin with tongue and grove wood walls is in the perfect setting situated on 2+ acres - 9 connecting lots and 1 lake front lot directly across the road for easy access to lake, with a shed to store your fishing gear. It's ready for you to design and install your own boat dock. Let's talk about the multi-use outdoor living space. Do you like to entertain? There are plenty of places to gather here-take your pick-you have a 22x16 covered front porch, connecting to the 32x17 side deck with massive log rails. If that doesn't give you enough room then you can utilize the concrete wrap around patio that leads to the back of the house that enters into another extra large secluded patio that would be great for grilling, cookouts or a firepit seating area for all your guests to hangout. This outdoor space has been well thought out and planned for even someone who needs wheel chair accessibility. The back patio area makes it easy to pull right up to it and unload groceries. What is unique about the lot is you have your own private gravel road entrance on the back side which provides lots of parking for all those guests or drive around the bend to the front and use the long concrete driveway up to the house which provides ample parking including a garage and portico to park under. The outdoor enthusiast can enjoy bountiful nature bird watching and all the wildlife around you. Children and pets won't run out of space in this yard...plenty of space for them to play. LET'S STEP INSIDE NOW-the original cabin greets you with a soaring vaulted ceiling in the Great Room and tongue and grove through out the rest of the house with a stone masonry wood burning fireplace and massive log mantle, custom built in bookcase, open staircases going up to your own private bedroom retreat with ensuite bathroom or head down to the finished walk out lower level that makes a great game room or home office. The tuck under garage has a new epoxy floor and has ample storage and closets to keep everything organized. Enjoy your large eat in kitchen with thick wood ceiling beams, custom chandelier and plenty of natural light with the big picture window to gaze out at the lake while sipping your morning coffee. The newest addition with 1000 sq ft has it's own private entrance but also connects to the other side with a large foyer. Use it as the your Primary bedroom or in-law quarters with private ensuite, kitchenette, living room, dining and a gracious loft for additional sleeping for guests that the current homeowners call the Tree House due to the custom staircase that was designed and installed by a local artist. New roof 2025, gutters & leaf guards, deck stained 2025, entire home stained/sealed in 2024 and new entry door. Exterior Features: Stone retaining walls, flower beds, flagstone sidewalk, landscape garden, custom mailbox, wrap around deck and sidewalk, firewood rick. Interior Features: durable flooring wood and ceramic throughout, 3 Stone fireplaces-Wood burning in Great room and 2 gas log fireplaces in the Living room and lower level for those chilly nights to snuggle up on the couch

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Hillsboro Primary SchoolGrades K-25.2 mi
4/10
6/10
Hillsboro High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Architectural Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Features: Floor Covering: Wood Veneer
  • Level: Lower
  • Area: 300
  • Dimensions: 20x15

Basement

  • Has basement: Yes
  • Basement: Concrete,Crawl Space,Partially Finished,Partial,Storage Space,Sump Pump

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 55
  • Dimensions: 11x5

Bathroom3

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 400
  • Dimensions: 25x16

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Door features: Panel Door(s)
  • Number of fireplaces: 3
  • Fireplace features: Basement,Blower Fan,Great Room,Living Room,Masonry,Propane,Stone,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 2,683

Great Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 255
  • Dimensions: 15x17

Heating & Cooling

  • Heating features: Electric,Forced Air,Wood
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,683
  • Total interior livable area: 2,683 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 280
  • Dimensions: 14x20

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 300
  • Dimensions: 25x12

Loft

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 286
  • Dimensions: 22x13

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: First
  • Area: 234
  • Dimensions: 18x13

Property

Accessibility

  • Accessibility features: Accessible Common Area,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen

Details

  • Parcel number: 123.005.04008011
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Front Porch,Patio,Side Porch,Terrace,Wrap Around
  • Exterior features: Courtyard
  • Has view: Yes
  • View description: Lake,Water
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Lake Front

Lot

  • Lot size: 2.18 Acres
  • Features: Front Yard,Gentle Sloping,Landscaped,Scattered Woods,Sloped Down,Some Trees,Views,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$363$4,356
Property Taxes $363$4,356
Electricity $204$2,458
Total$3,685$44,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,342/yr
40% on housing$110,550/yr
45% on housing$98,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 63050$175
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63050$187
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$599,000

For Sale by Agent

AgentLiz Fendler
BrokerageParadigm Realty

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