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8434 Lake Dr, Cedar Hill, MO, 63016

1beds
1baths
900sqft
$79,500
$88price/sqft
$660/moest. monthly cost
$26,400/yrincome needed

About This Home

Charming bungalow in a lake development offering one bedroom and one bath, plus a large enclosed sunroom with beautiful lake views and the potential to serve as an additional sleeping area. The property is situated on a spacious lot with plenty of mature trees and includes an outdoor utility shed for added storage. Home is on community water and sewer. Home is being sold as is and has a shared driveway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
7/10
Grandview Middle SchoolGrades 5-87.4 mi
1/10
Grandview High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 1954

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Electric Range,Electric Oven,Refrigerator

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Open Floorplan
  • Door features: Panel Door(s)
  • Fireplace features: None
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Sitting Room

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Property

Details

  • Parcel number: 131.002.01006004
  • Special condition: Listing As Is

Features

  • Levels: One
  • Has view: Yes
  • Waterfront features: Lake,Lake Privileges

Lot

  • Lot size: 7,448 sqft
  • Features: Views
  • Lot size dimensions: 00 x 00

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $401$4,812
Home Insurance *$65$780
Property Taxes $53$636
Electricity $141$1,693
Total$660$7,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,628/yr
40% on housing$19,800/yr
45% on housing$17,600/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 63016$126
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63016$166
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-25Price change$79,500
2026-07-15Listed for sale$84,500
2017-04-24Listing removed$42,000
2017-03-04Pending sale$42,000
2017-01-23Listed for sale$42,000
2016-07-16Listing removed$39,998
2016-05-17Price change$39,998
2016-02-12Price change$54,000
2015-10-02Price change$48,000
2015-07-25Listed for sale$49,999
2010-12-11Listing removed$49,500
2009-10-05Price change$49,500
2009-10-03Price change--
2009-08-08Price change$49,500
2009-05-16Price change$49,900
2008-06-19Listed for sale$54,900

For Sale by Agent

AgentNancy Y Graham
BrokerageR Towne Real Estate, LLC

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