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8422 Old Orchard Ln, Dittmer, MO, 63023

4beds
3baths
1,652sqft
$309,900
$188price/sqft
$2,224/moest. monthly cost
$88,960/yrincome needed

About This Home

STOP!! This could be your forever home! Featuring main floor laundry, an attached garage, a master bedroom with a walk-in closet and ensuite bath, and an open floor plan on 2.46 acres+/-, this property is your personal oasis. Imagine waking up in this tranquil setting, with the morning sun peaking through the windows, casting a warm glow throughout the spacious living area. The kitchen beckons you to savor a leisurely breakfast while taking in the views of the sprawling yard. Outside, the expansive 2.46 +/- acres provides many possibilities for gardening, creating a playground, or simply unwinding under a tree with a good book. The attached garage offers convenient storage and protection for your vehicles, while the main floor laundry makes household tasks effortless. Seller Motivated!!!! This isn’t just a house; it has the potential to be the backdrop for a lifetime of cherished memories. Whether you’re looking for a peaceful retreat or a lively space to entertain, this home is prepared to embrace you and your aspirations.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

2/10
7/10
Grandview Middle SchoolGrades 5-85.3 mi
1/10
Grandview High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,652

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,652
  • Total interior livable area: 1,652 sqft

Property

Details

  • Parcel number: 136.014.00006005.01
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio

Lot

  • Lot size: 2.46 Acres
  • Features: Level,Scattered Woods

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$310$3,720
Property Taxes $206$2,472
Electricity $141$1,693
Total$2,224$26,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,251/yr
40% on housing$66,720/yr
45% on housing$59,306/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 63023$177
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63023$162
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$309,900
2026-04-14Price change$340,000
2026-01-22Listed for sale$350,000

For Sale by Agent

AgentBarb Love
BrokerageR Towne Real Estate, LLC

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