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8578 Lizard Ln, Dittmer, MO, 63023

4beds
3baths
1,144sqft
$949,000
$830price/sqft
$6,522/moest. monthly cost
$260,880/yrincome needed

About This Home

A rare 56 +/- acre offering in Jefferson County combines seclusion, usable ground, and quick access to nearby amenities. Located at the end of a quiet road and just under four minutes from Highway 30, this property delivers a peaceful rural setting while still being an easy drive to the St. Louis area. The land is a well-balanced mix of open pasture and mature timber, highlighted by a stand of pine trees, rolling topography, and attractive views throughout. Ideal for livestock, horses, recreation, or a private country homesite, the acreage provides flexibility for a variety of uses. The custom home offers approximately 2,369 square feet with four bedrooms and 2.5 bathrooms and has seen significant renovation and expansion. Originally built in 1987 and extensively updated in 2011, the home features a comfortable layout with quality finishes throughout. The living and dining areas showcase recently refinished hardwood floors, while a 12-foot wood ceiling adds warmth and character to the main living space. Additional updates include new carpet in all bedrooms, fresh interior paint, solid oak doors, and spacious closets, making the home truly move-in ready. A covered front porch extends the living space outdoors and provides a quiet place to take in the surrounding countryside. The property is well equipped for agricultural or equestrian use with open pasture, a barn complete with a large hayloft, and a chicken coop located near the home. Its proximity to Big River Saddle Club adds convenience for horse owners and riding enthusiasts. A separate mobile home, discreetly positioned away from the main residence, offers additional living space that could serve as guest quarters, rental income, or housing for a farmhand or caretaker. With its combination of acreage, improvements, privacy, and location, this Jefferson County property presents a hard-to-find opportunity. Large tracts with this level of usability and proximity to Highway 30 and the St. Louis region are increasingly uncommon. Whether for a private estate, working farm, equestrian setup, or recreational retreat, this property is well suited to a wide range of uses.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
Northwest Valley SchoolGrades 6-814.3 mi
6/10
Northwest High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,369

Heating & Cooling

  • Heating features: Forced Air,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Property

Details

  • Parcel number: 146.024.00000013.01
  • Special condition: Standard

Features

  • Levels: Two
  • Exterior features: Entry Steps/Stairs
  • Has view: Yes
  • Horses can be raised: Yes

Lot

  • Lot size: 56 Acres
  • Features: Adjoins Wooded Area,Agricultural,Farm,Gently Rolling,Heavy Woods,Meadow,Pasture,Scattered Woods,Suitable for Horses,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$951$11,412
Property Taxes $632$7,584
Electricity $141$1,693
Total$6,522$78,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,611/yr
40% on housing$195,660/yr
45% on housing$173,920/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$830This listing

vs Other Active Listings

Avg $/sqft

ZIP 63023$108
Jefferson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 63023$162
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$877,400
2026-08-08Listed for sale$877,400
2026-08-04Listing removed--
2026-07-02Price change$895,000
2026-06-22Listed for sale$949,000

For Sale by Agent

AgentJason Stokes
BrokerageMidwest Land Group LLC

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