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700 Lovett St, De Soto, MO, 63020

2beds
1baths
858sqft
$112,500
$131price/sqft
$890/moest. monthly cost
$35,600/yrincome needed

About This Home

Step inside! This Two-bedroom, one-bathroom home offers significant potential and was previously used as a rental property. It would make a good addition to any investment portfolio or could serve as a wonderful primary residence. The property is situated on a spacious corner lot in the heart of town featuring a covered front porch, a covered back deck, and ample parking. Storage is also plentiful with a large shed and a carport. Inside, the home offers a large kitchen and a convenient layout with the bedroom and laundry located next to the primary bedroom. Book your showings soon!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
6/10
Desoto Jr. High SchoolGrades 7-81.1 mi
7/10
Desoto Sr. High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block,Stone
  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Cellar,Crawl Space,Other,Storage Space,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Bay Window(s),Insulated Windows
  • Finished area above ground: 858

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 858
  • Total interior livable area: 858 sqft

Property

Details

  • Parcel number: 178.034.04001025
  • Special condition: Listing As Is

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Porch

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $568$6,816
Home Insurance *$106$1,272
Property Taxes $75$900
Electricity $141$1,693
Total$890$10,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,514/yr
40% on housing$26,700/yr
45% on housing$23,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 63020$162
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63020$161
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$114,900
2026-04-01Listed for sale$125,000
2023-10-31Sold--
2023-10-02Pending sale$75,000
2023-09-30Listed for sale$75,000
2009-07-30Listing removed$39,800
2009-05-27Listed for sale$39,800

For Sale by Agent

AgentNicholas Walters, RE/MAX Best Choice, Cort Dietz, RE/MAX Best Choice
BrokerageRE/MAX Best Choice

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