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1101 Cliff Dr, Festus, MO, 63028

5beds
2baths
1,660sqft
$250,000
$151price/sqft
$1,763/moest. monthly cost
$70,520/yrincome needed

About This Home

Need room to spread out? This one delivers! With 5 bedrooms, there's space for everyone, whether you need extra bedrooms, a home office, hobby room, or guest space. Fresh updates throughout include new carpet and fresh paint with updated trim (2022), stylish light fixtures (2023), a new dishwasher (2023), and a new sliding glass door (2025), making this home truly move-in ready. Step outside and fall in love with the fully fenced backyard featuring established garden beds, a beautiful mature apple tree, and a spacious patio that's ready for summer BBQs, morning coffee, or evenings under the stars. The covered front porch is the perfect spot to unwind and enjoy this quiet, established neighborhood. The maintenance-free metal roof offers peace of mind, while the oversized 2-car garage is a dream with a dedicated workshop area, storage room, and plenty of parking for guests, toys, or extra vehicles. Commuters will appreciate quick access to shopping, dining, and Highway 55, making everyday errands a breeze. Looking for a little extra fun? The backyard swingset can even be negotiated with the sale. This home checks all the boxes space, updates, charm, and an unbeatable location!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
8/10
Festus Middle SchoolGrades 7-81.0 mi
8/10
Festus Sr. High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Breakfast Room,Ceiling Fan(s),Custom Cabinetry,Entrance Foyer,High Ceilings,Open Floorplan,Separate Dining,Workshop/Hobby Area
  • Door features: Panel Door(s),Sliding Doors
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,660

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,660
  • Total interior livable area: 1,660 sqft

Property

Details

  • Parcel number: 181.001.01005007
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Front Porch,Patio
  • Exterior features: Garden,Private Yard
  • Fencing: Back Yard,Chain Link,Fenced

Lot

  • Lot size: 0.28 Acres
  • Features: Adjoins Wooded Area,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Garage,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$192$2,304
Property Taxes $166$1,992
Electricity $141$1,693
Total$1,763$21,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,445/yr
40% on housing$52,890/yr
45% on housing$47,013/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 63028$171
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63028$177
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$250,000
2026-07-30Listed for sale$250,000
2022-03-11Sold--
2022-02-02Pending sale$138,900
2022-01-31Listed for sale$138,900
2022-01-22Pending sale$138,900
2022-01-21Listed for sale$138,900
2014-07-01Sold--
2014-02-27Listed for sale$109,500
2013-05-01Sold--
2013-03-29Price change$27,300
2013-01-31Price change$36,000
2012-12-29Price change$43,300
2012-09-27Listed for sale$48,000
2012-03-20Sold--

For Sale by Agent

AgentBailey S Merkel
BrokerageRedfin Corporation

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