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505 Sunshine Dr, Festus, MO, 63028

4beds
2baths
1,260sqft
$159,900
$127price/sqft
$1,178/moest. monthly cost
$47,120/yrincome needed

About This Home

Adorable ranch located near everything! Sunshine Drive says it all. This is a rare DIY opportunity for an owner/occupant or rental that won't come around again any time soon. This 4 bed/2 bath home is literally around the corner from public and private schools. Close to parks, disc golf course, soccer fields, shopping and Highway 55. A perfect community for walkers. Large dining kitchen combo with lots of cabinets, partially finished walk-out basement with bedroom suite. Covered front porch, beautiful, fenced backyard, fire pit sitting area, above ground swimming pool and BRAND NEW ROOF!! Home being sold as-is with no warranties or inspections. Seller is a Missouri licensed real estate broker.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
7/10
Festus Middle SchoolGrades 7-80.4 mi
8/10
Festus Sr. High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1956

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Pitched/Sloped
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Property

Details

  • Parcel number: 181.001.04005007
  • Special condition: Listing As Is

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: Above Ground,Private
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Level,Some Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$123$1,476
Property Taxes $106$1,272
Electricity $141$1,693
Total$1,178$14,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,388/yr
40% on housing$35,340/yr
45% on housing$31,413/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 63028$172
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63028$177
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$179,900
2025-09-09Sold--
2018-12-18Sold--
2018-12-08Pending sale$109,900
2018-11-30Listed for sale$109,900
2014-05-01Listing removed$92,900
2014-03-29Price change$92,900
2014-01-14Price change$98,000
2014-01-11Listed for sale$99,800

For Sale by Agent

AgentElaine Arter
BrokerageArter Properties

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