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2362 Rock N Horse Farms Dr, Festus, MO, 63028

5beds
3baths
2,843sqft
$609,000
$214price/sqft
$4,170/moest. monthly cost
$166,800/yrincome needed

About This Home

Welcome to this extraordinary custom ranch home nestled on just under 12 scenic acres. Thoughtfully designed around a heated indoor swimming pool, this one-of-a-kind property offers a truly unique layout and year-round enjoyment. Outside, you’ll find usable pasture perfect for horses, a stocked pond, a barn, and both a 3-car attached garage and a 3-car detached garage, providing exceptional space for vehicles, equipment, and hobbies. The expansive deck and gazebo create the perfect setting to relax, entertain, and soak in the breathtaking views. This rare property offers the ideal blend of luxury, privacy, and peaceful country living. Make your appointment today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Plattin Primary SchoolGrades K-23.0 mi
8/10
9/10
Jefferson High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Cedar,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,843

Heating & Cooling

  • Heating features: Forced Air,Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,843
  • Total interior livable area: 2,843 sqft

Property

Details

  • Parcel number: 187.036.00000009.01
  • Special condition: Standard

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: Indoor
  • Horses can be raised: Yes

Lot

  • Lot size: 11.47 Acres
  • Features: Garden,Other,Pasture,Suitable for Horses,Wooded

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Attached,Detached,Driveway,Garage,Garage Faces Side,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,079$36,948
Home Insurance *$468$5,616
Property Taxes $406$4,872
Electricity $217$2,605
Total$4,170$50,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,971/yr
40% on housing$125,100/yr
45% on housing$111,200/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 63028$169
Jefferson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 63028$177
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$609,000
2026-08-01Listed for sale$609,000
2012-06-14Sold--
2012-02-11Listed for sale$394,900
2011-12-02Listing removed$439,000
2011-10-07Price change$439,000
2011-06-08Price change$449,000
2011-04-09Price change$474,000
2010-10-16Price change$484,000
2010-08-27Price change$489,000
2010-05-08Listed for sale$495,000

For Sale by Agent

AgentNika Ponder
BrokerageMain Key Realty LLC

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