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3401 Wiltshire Ln, Festus, MO, 63028

4beds
4baths
2,530sqft
$440,000
$174price/sqft
$3,048/moest. monthly cost
$121,920/yrincome needed

About This Home

OH MY GOODNESS! THESE SELLERS ARE AMAZING! The just met with me and said "we get it, wallpaper is not for everyone, even though there is not much of it!!" The Sellers have authorized me to make this offer... They will GIVE $10000 in Closing Costs to the Buyer to use for wallpaper removal, paint, carpeting OR YOUR BEST MOVE would be to BUY DOWN THE RATE! Save $$$$$ over the next 30 years! WooHoo! Bring your offers! This won't last forever! And deals like this do not come along often! Turn a $10000 Seller gift into $46,440 by buying down the rate! 2 Points paid for by the Sellers for the win!!!! Welcome to 3401 Wiltshire Lane in Festus, Missouri, where the peace and privacy of country living meet the convenience of being just minutes from town. Situated on 3 picturesque acres in a private community of only 12 homes, this spacious 4-bedroom, 3-bath, two-story residence offers more than 2,500 square feet of living space surrounded by mature trees and natural beauty. From the moment you arrive, the inviting covered front porch creates a warm first impression. Detailed trim work, classic brick accents, and thoughtfully maintained landscaping complement the home's timeless design. Whether enjoying a quiet morning with coffee or unwinding in the evening, the front porch offers a welcoming place to take in the peaceful surroundings. Inside, the home's spacious layout provides room to gather, entertain, and relax. Large windows invite natural light throughout the day while offering views of the surrounding acreage and wooded landscape. The floor plan balances open living spaces with private areas, creating flexibility for everyday living and special occasions alike. One of the property's standout features is the massive deck located just off the breakfast room. Elevated above the backyard and surrounded by mature trees, this outdoor living space becomes a natural extension of the home. Imagine weekend barbecues, outdoor dining, family gatherings, or simply enjoying the changing seasons from your own private retreat. The acreage itself creates a setting that is increasingly difficult to find. With mature hardwoods, open spaces, and room to roam, the property offers the feeling of a countryside escape while remaining close to everything you need. Wildlife sightings, peaceful evenings, and a sense of privacy become part of daily life. Property Highlights 4 Bedrooms 3 Bathrooms Over 2,500 Square Feet Approximately 3 Park-Like Acres Two-Story Design Large Covered Front Porch Massive Deck Off Breakfast Room Mature Trees Throughout Property Private Street Community with Only 12 Homes Award-Winning Festus R-VI School District Easy Access to Highway 67 Convenient Commute to St. Louis Lifestyle Benefits What makes 3401 Wiltshire Lane truly special is the lifestyle it provides. Here, you can enjoy the tranquility of country living without sacrificing convenience. Shopping, dining, healthcare services, entertainment, and everyday necessities are only minutes away in Festus and surrounding communities. For commuters, Highway 67 offers quick access north toward St. Louis, making work, sporting events, concerts, and city attractions easily accessible. This property offers the best of both worlds: space to spread out and enjoy nature, combined with the convenience of modern amenities nearby. Whether you're hosting friends on the expansive deck, exploring your own acreage, or simply appreciating the quiet setting after a busy day, this home delivers a lifestyle centered around comfort, privacy, and connection to the outdoors. Properties that combine acreage, privacy, a small community setting, award-winning schools, and convenient access to St. Louis are increasingly rare. 3401 Wiltshire Lane presents an opportunity to enjoy all of those advantages in one exceptional location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

10/10
Festus Elementary SchoolGrades K-35.8 mi
8/10
Festus Middle SchoolGrades 7-85.5 mi
8/10
Festus Sr. High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Plumbed For Ice Maker,Microwave,Electric Range,Electric Water Heater,Water Softener

Basement

  • Has basement: Yes
  • Basement: Finished,Sleeping Area,Walk-Out Access

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Breakfast Room,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Separate Dining,Two Story Entrance Foyer
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 575
  • Finished area above ground: 1,958

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,530
  • Total interior livable area: 2,530 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Second

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: 188.033.00000009.20
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 3 Acres
  • Features: Adjoins Wooded Area,Back Yard,Level,Private,Scattered Woods,Secluded,Some Trees
  • Lot size dimensions: 456 x 257 x 618 x 317

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Kitchen Level,Off Street,Oversized,Parking Pad,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$338$4,056
Property Taxes $293$3,516
Electricity $193$2,318
Total$3,048$36,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,502/yr
40% on housing$91,440/yr
45% on housing$81,280/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 63028$170
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63028$177
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$440,000

For Sale by Agent

AgentTraci N Palmero
BrokerageRE/MAX Best Choice

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