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8 Howe Xing, Festus, MO, 63028

4beds
4baths
4,368sqft
$699,500
$160price/sqft
$4,874/moest. monthly cost
$194,960/yrincome needed

About This Home

Privately tucked away on 3.4+/- scenic acres in desirable Howe Crossing and the sought-after R-7 School District, this exceptional estate offers over 4,300 sq. ft. of beautifully updated living space designed for both everyday comfort and entertaining. The stunning modern kitchen features granite countertops, custom soft-close cabinetry, stainless steel appliances, a breakfast bar, breakfast room, and an impressive custom walk-in pantry. From the soaring two-story foyer and rich hardwood floors to the inviting sunroom, stone gas fireplace, and spacious finished walk-out lower level with wet bar and entertainment area, every space has been thoughtfully designed with warmth and character. Offering 4 bedrooms, 2 full baths, 2 half baths, main-floor laundry, central vacuum, Clayton dual fuel (wood and coal) heating system installed 1987 in addition to the standard forced air heating (as an option), both an attached and an amazing detached garage with room for 5 vehicles or a fantastic workshop, this property combines luxury, functionality, and privacy in one incredible package. Enjoy peaceful outdoor living with updated landscaping, stone accents, patio space, sun room, and access to neighborhood lakes for fishing and recreation. Homes offering this much space, land, and quality in Howe Crossing rarely come available — this is truly a one-of-a-kind opportunity you do not want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
Plattin Primary SchoolGrades K-21.3 mi
8/10
9/10
Jefferson High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic,Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Full,Sump Pump,Walk-Out Access

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Breakfast Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 300
  • Dimensions: 25x12

Features

  • Bar,Bookcases,Built-in Features,Central Vacuum,Tray Ceiling(s),Two Story Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Pantry,Wet Bar,Workshop/Hobby Area
  • Door features: French Doors,Panel Door(s),Sliding Doors
  • Window features: Bay Window(s),Insulated Windows,Skylight(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 3,088

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Electric,Forced Air,Wood,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total structure area: 4,368
  • Total interior livable area: 4,368 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 264
  • Dimensions: 22x12

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 406
  • Dimensions: 29x14

Office

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 170
  • Dimensions: 17x10

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 285
  • Dimensions: 19x15

Recreation Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 169
  • Dimensions: 13x13

Sunroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 210
  • Dimensions: 21x10

Property

Details

  • Parcel number: 199.029.01001054.30
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 3.40 Acres
  • Features: Adjoins Wooded Area,Cul-De-Sac,Scattered Woods

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,537$42,444
Home Insurance *$538$6,456
Property Taxes $466$5,592
Electricity $333$4,002
Total$4,874$58,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,108/yr
40% on housing$146,220/yr
45% on housing$129,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 63028$170
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63028$177
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$699,500
2026-05-29Listed for sale$725,000
2018-06-06Sold--
2018-04-11Pending sale$450,000
2018-01-05Price change$450,000
2017-10-30Listed for sale$475,000
2015-10-13Listing removed$339,000
2015-08-31Price change$339,000
2015-07-23Price change$344,000
2015-06-11Listed for sale$349,000
2013-09-20Sold--
2013-08-03Pending sale$338,000
2013-07-12Price change$338,000
2013-06-05Price change$355,000
2013-05-15Price change$369,000
2013-03-19Listed for sale$380,000

For Sale by Agent

AgentLisa Nicholson
BrokerageNettwork Global

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