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129 E Pratt St, De Soto, MO, 63020

1beds
1baths
616sqft
$84,900
$138price/sqft
$706/moest. monthly cost
$28,240/yrincome needed

About This Home

Charming, fully updated home offering simple living just minutes from downtown De Soto! This cozy 1-bedroom, 1-bath home has been recently renovated and features a brand-new kitchen, updated flooring, and numerous improvements throughout, making it move-in ready and easy to enjoy. Situated on a level, fenced lot, this property is perfect for pet owners or anyone looking for a manageable outdoor space. A storage shed provides additional room for tools and equipment, while the low-maintenance yard keeps upkeep simple. Enjoy the added bonus of being just an easy stroll to Joachim Creek, offering a peaceful spot to relax or enjoy the outdoors. With approximately 616 square feet, this home is ideal for someone seeking affordability, efficiency, and convenience. Enjoy low utility costs, easy cleaning, and a comfortable space to call your own—all in a friendly neighborhood setting close to downtown shops, dining, and everyday amenities. Whether you’re a first-time buyer, downsizing, or looking for a low-maintenance investment, this property offers excellent value in a highly convenient location.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
6/10
Desoto Jr. High SchoolGrades 7-80.8 mi
7/10
Desoto Sr. High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1935

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 616

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 616
  • Total interior livable area: 616 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Property

Details

  • Parcel number: 241.202.23021002
  • Special condition: Standard

Features

  • Levels: One
  • Fencing: Fenced,Gate

Lot

  • Lot size: 2,539 sqft
  • Features: Level,Rectangular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$80$960
Property Taxes $56$672
Electricity $141$1,693
Total$706$8,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,205/yr
40% on housing$21,180/yr
45% on housing$18,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 63020$163
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63020$161
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$89,900
2026-04-25Contingent$89,900
2026-04-22Listed for sale$89,900
2025-10-10Listing removed$1,000
2025-09-30Price change$1,000
2025-09-15Listed for rent$900
2024-08-02Sold--
2024-07-03Pending sale$78,000
2024-06-28Listed for sale$78,000

For Sale by Agent

AgentKyle Cox
BrokerageTriple Creek Realty LLC

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