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14280 W Sunrise Lake Dr, De Soto, MO, 63020

2beds
1baths
1,152sqft
$185,000
$161price/sqft
$1,373/moest. monthly cost
$54,920/yrincome needed

About This Home

Enjoy lakeside living in this charming 2-bedroom, 1-bath home nestled on a spacious lot with room to relax, entertain, and enjoy the outdoors. Enjoy the fenced-in backyard, whether you have children or pets, to keep them safe. Enjoy the proximity of the lake, which is perfect for kayaking, fishing, or simply taking in the peaceful surroundings. Inside, an open-concept layout is enhanced by durable vinyl flooring throughout, creating a warm and inviting atmosphere. The bright 4-season sunroom offers year-round enjoyment and includes a screened-in area, making it an ideal spot to savor summer evenings without the bugs. Or unwind while overlooking the tranquil lake and picturesque views. A detached garage provides ample space for storage, hobbies, or workshop projects. Whether you're searching for a full-time residence or the perfect weekend getaway, this property offers comfort, character, and the best of waterfront living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Sunrise Elementary SchoolGrades PK-80.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Free-Standing Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 144
  • Dimensions: 18x8

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 136
  • Dimensions: 17x8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 345
  • Dimensions: 23x15

Features

  • Eat-in Kitchen,Laminate Counters,Open Floorplan,Tub
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Sitting Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Sunroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: 247.036.03002004
  • Attached to another structure: Yes
  • Special condition: Standard
  • Other equipment: Dehumidifier

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Screened
  • Exterior features: Lighting,Private Yard
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: Lake
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front,Lake Privileges

Lot

  • Lot size: 0.37 Acres
  • Features: Back Yard,Front Yard,Gently Rolling,Waterfront
  • Lot size dimensions: .37

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener,On Site,Oversized,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$174$2,088
Property Taxes $123$1,476
Electricity $141$1,693
Total$1,373$16,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,074/yr
40% on housing$41,190/yr
45% on housing$36,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 63020$161
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63020$161
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$185,000
2026-07-20Price change$185,000
2026-06-25Listed for sale$190,000
2025-12-17Listing removed$190,000
2025-11-20Listed for sale$190,000
2024-05-23Sold--
2024-04-16Pending sale$164,900
2024-04-11Listed for sale$164,900
2023-11-01Sold--
2023-10-09Pending sale$124,900
2023-10-05Listed for sale$124,900
2023-09-12Pending sale$124,900
2023-09-07Listed for sale$124,900

For Sale by Agent

AgentAnn M Rothweil
BrokerageRealty Executives Premiere

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