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419 Old Rock Rd, Granite City, IL, 62040

6beds
3baths
2,826sqft
$324,900
$115price/sqft
$2,758/moest. monthly cost
$110,320/yrincome needed

About This Home

This is the perfect opportunity to own this 1.5 acre property on the outskirts of town. You can enjoy 4-wheeling, biking, nature and country living. The main home has a large eat-in kitchen, three bedrooms on the main level, 2 bedrooms up and a bedroom on the lower level with an egress window. The kitchen opens up to a large-enclosed entertainment room with garage doors that open to the yard, deck and pool. This is definitely the place to be on a hot summer day with steaks on the grill and cold refreshments in the cooler. The property has a two car garage just off the side deck and additional parking in the drive-way and the circle drive. But, that's not it! When your family comes to visit or the college kid comes home for the summer, there is a large visitor's loft apartment above the outbuilding; open concept designed and equipped with a kitchenette and bathroom. The loft apartment has been recently updated for comfort and convenience. On the main level of the outbuilding, you will find room for parking, storage, a hobby room or man-cave. This property has so much to offer! You must come see for yourself! Call your favorite agent today for a private tour.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

--
Prather Elementary SchoolGrades PK-K0.9 mi
2/10
Coolidge Middle SchoolGrades 7-81.7 mi
2/10
Granite City High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 397
  • Finished area above ground: 2,429

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,826
  • Total interior livable area: 2,826 sqft

Property

Details

  • Parcel number: 211191202201017
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Front Porch
  • Fencing: Other

Lot

  • Lot size: 1.50 Acres
  • Features: Adjoins Open Ground
  • Lot size dimensions: 1.50

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Circular Driveway,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$415$4,980
Property Taxes $484$5,808
Electricity $217$2,608
Total$2,758$33,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,560/yr
40% on housing$82,740/yr
45% on housing$73,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 62040$81
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62040$99
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$324,900
2025-07-28Sold$295,000
2025-06-06Contingent$319,000
2025-05-27Listed for sale$319,000
2025-05-20Contingent$319,000
2025-05-15Listed for sale$319,000
2017-06-27Sold$95,000
2017-05-23Pending sale$95,500
2017-05-12Listed for sale$95,500

For Sale by Agent

AgentMonica Lemp
BrokerageKeller Williams Marquee

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