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2605 Cayuga St, Granite City, IL, 62040

2beds
1baths
864sqft
$80,000
$93price/sqft
$755/moest. monthly cost
$30,200/yrincome needed

About This Home

This charming and very clean 2-bedroom, 1-bath home features a generous-sized living room and convenient main-floor laundry. The location offers easy highway access, making daily travel simple and stress-free. The property currently has a month-to-month tenant who would love to stay, making this a fantastic investment opportunity for anyone seeking immediate rental income with a well-kept home. Please give 24 hour notice for a showing.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
Prather Elementary SchoolGrades PK-K0.5 mi
2/10
Coolidge Middle SchoolGrades 7-82.2 mi
2/10
Granite City High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Bedroom

  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Living Room

  • Level: Main
  • Area: 253
  • Dimensions: 23x11

Property

Details

  • Parcel number: 222191314305004
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 6,250 sqft
  • Features: Few Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$102$1,224
Property Taxes $119$1,428
Electricity $130$1,569
Total$755$9,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,885/yr
40% on housing$22,650/yr
45% on housing$20,133/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 62040$83
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62040$99
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$80,000
2024-12-02Sold$68,000
2024-10-31Pending sale$69,500
2024-10-14Listed for sale$69,500
2014-09-02Listing removed$45,900
2014-08-12Listed for sale$45,900
2012-08-14Listing removed$49,000
2012-05-26Price change$49,000
2012-05-18Price change$49,250
2012-05-11Price change$49,500
2012-04-20Price change$50,000
2012-04-16Price change$50,250
2012-04-07Price change$50,500
2012-03-30Price change$50,750
2012-03-15Price change$51,000
2012-03-09Price change$53,000
2012-03-08Price change$52,000
2012-02-15Price change$53,000
2012-02-14Price change$52,000
2012-01-14Price change$53,000
2011-02-17Listed for sale$58,000
2010-08-21Listing removed$20,000
2010-07-03Price change$20,000
2010-04-18Price change$22,500
2010-03-14Listed for sale$25,000
2004-02-03Sold$35,000

For Sale by Agent

AgentDanielle C White
BrokerageCentury 21 Bailey & Company

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