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2541 Center St, Granite City, IL, 62040

2beds
1baths
720sqft
$88,000
$122price/sqft
$817/moest. monthly cost
$32,680/yrincome needed

About This Home

Move in ready! Priced to sell! This is a perfect home for someone starting out or down-sizing! Freshly painted and very inviting! All the appliances stay including the freezer, washer and dryer! A ceiling fan and new lights with remotes to control speed and light levels. Conveniently located not far from Wilson Park, Downtown and the Commercial Business District. The covered front porch is a nice place to relax and the backyard gives plenty of room for outdoor activities and fenced in for pets. City Occupancy will be done shortly! Call your favorite realtor today for a showing! Move in by fall!!!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
2/10
Coolidge Middle SchoolGrades 7-81.1 mi
2/10
Granite City High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Shingle
  • Construction materials: Asphalt,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Free-Standing Gas Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 652.08
  • Dimensions: 28.6x22.8

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 32.39
  • Dimensions: 7.9x4.1

Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 107.16
  • Dimensions: 11.4x9.4

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 110.58
  • Dimensions: 11.4x9.7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 75.24
  • Dimensions: 11.4x6.6

Features

  • Flooring: Hardwood,Vinyl
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 58.302
  • Dimensions: 8.2x7.11

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 152.76
  • Dimensions: 13.4x11.4

Property

Details

  • Parcel number: 222201806103006
  • Special condition: Listing As Is

Features

  • Levels: One
  • Fencing: Chain Link

Lot

  • Lot size: 7,548 sqft
  • Features: Back Yard,Front Yard,Near Public Transit,Rectangular Lot
  • Lot size dimensions: 41' x 149'

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $444$5,328
Home Insurance *$112$1,344
Property Taxes $131$1,572
Electricity $130$1,569
Total$817$9,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,011/yr
40% on housing$24,510/yr
45% on housing$21,786/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 62040$82
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62040$99
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$88,000
2024-11-12Sold$70,000
2024-10-17Pending sale$70,000
2024-10-11Listed for sale$70,000

For Sale by Agent

AgentLori Roberts
BrokerageCentury 21 Bailey & Company

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