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515 Kelton Rd, Monroe, GA, 30656

2beds
2baths
1,152sqft
$299,900
$260price/sqft
$2,049/moest. monthly cost
$81,960/yrincome needed

About This Home

Welcome to 515 Kelton Rd - a solid, 4-side brick home sitting on just under an acre of land tucked away on a quiet, peaceful road, yet conveniently close to all the shops, dining, and amenities of downtown Monroe. Built in 1979, this 2-bedroom, 2-bathroom home offers the kind of sturdy construction you just don't find in newer builds. Cozy up by the classic brick fireplace on those cool Georgia evenings - a timeless feature that anchors the heart of the home. Recent updates include new kitchen cabinets and LVP flooring throughout the kitchen, living room, dining area, and office space, giving you a fresh starting point to make this home your own. The layout lends itself beautifully to an easy conversion to a 3-bedroom home - adding instant value with minimal effort. With nearly an acre of land, there's plenty of room to spread out, garden, entertain, or simply enjoy the peace and quiet of your own private retreat.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
5/10
Carver Middle SchoolGrades 6-82.5 mi
5/10
Monroe Area High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Other

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: None

Features

  • Walk-In Closet(s)
  • Window features: None
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,152
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Features: Cabinets White, View to Family Room

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: M010000000042000
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: None,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.76 Acres
  • Features: Level

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$135$1,620
Property Taxes $179$2,148
Electricity $219$2,637
Total$2,049$24,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,251/yr
40% on housing$61,470/yr
45% on housing$54,640/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 30656$201
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30656$188
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$325,000
2023-08-04Sold$255,000
2023-06-16Pending sale$328,900
2023-06-10Listed for sale$328,900
2023-05-23Listing removed--
2023-05-16Listed for sale$269,900
2023-03-07Sold$190,000

For Sale by Agent

AgentMandie Duren
BrokerageEpique Realty

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