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722 Lacy St, Monroe, GA, 30655

3beds
2baths
1,269sqft
$249,000
$196price/sqft
$1,752/moest. monthly cost
$70,080/yrincome needed

About This Home

Totally remodeled and full of charm, this 3-bedroom, 2-bath home is a fantastic opportunity just minutes from downtown Monroe, where you can enjoy local shopping, dining, and small-town charm. Inside, you'll find updated finishes and a fresh, move-in-ready feel that makes this home ideal for comfortable everyday living. Whether you're a first-time homebuyer looking for an affordable place to call home or an investor searching for a great addition to your portfolio, this property offers outstanding value at an attractive price. Please note in legal description that this sale includes two parcels. Parcel ID/Tax ID M0170-080 and Parcel ID/Tax ID M0170-081. Owner is also Licensed Real estate agent. Home furniture can be purchased separately with bill of sale.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Harmony Elementary SchoolGrades PK-53.7 mi
6/10
Carver Middle SchoolGrades 6-81.5 mi
5/10
Monroe Area High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1939

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: In Kitchen,Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level,Rear Stairs,Roommate Plan,Split Bedroom Plan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,269
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,269
  • Total interior livable area: 1,269 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: M0170080 & M0170081

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: City
  • Waterbody name: None
  • Residential vegetation: Cleared

Lot

  • Lot size: 3,920 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Kitchen Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$125$1,500
Property Taxes $149$1,788
Electricity $219$2,637
Total$1,752$21,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,068/yr
40% on housing$52,560/yr
45% on housing$46,720/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 30655$166
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30655$203
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$249,000
2026-05-29Listed for sale$260,000
2025-03-18Sold$221,500
2025-03-13Pending sale$224,900
2025-02-22Listed for sale$224,900
2025-02-19Listing removed$1,650
2025-02-08Price change$1,650
2024-12-26Listed for rent$1,795
2024-12-26Listing removed$225,000
2024-12-04Price change$225,000
2024-11-24Price change$249,000
2024-11-07Listed for sale$257,000
2024-07-25Listing removed--
2024-07-04Price change$118,000
2023-08-21Pending sale$95,000
2023-07-19Price change$95,000
2023-05-17Listed for sale$120,000
2021-12-06Sold$52,500
2021-11-16Pending sale$59,900
2021-09-30Listed for sale$59,900
2019-05-15Listing removed$38,000
2019-05-15Price change$38,000
2019-05-10Price change$45,000
2019-05-09Price change$27,000
2019-05-03Price change$44,000
2019-04-19Listed for sale$27,000

For Sale by Agent

AgentGreg Allen
BrokerageColdwell Banker Realty

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