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702 Radford St, Monroe, GA, 30655

4beds
2baths
--sqft
$495,000
--price/sqft
$3,268/moest. monthly cost
$130,720/yrincome needed

About This Home

Calling all investors! This updated duplex is perfect for someone looking to "house hack" OR to use as a dual lease rental property. Unit A is a two bedroom one bathroom half and Unit B is a two bedroom one and a half bathroom unit and collectively they bring in roughly $40,000 in income. Unit A currently has tenants in place and Unit B is presently vacant which makes for easy showings. The really cool part about this property is that it is ideal for someone to occupy one of the units as a primary residence which allows for a low 3.5% down payment loan (FHA) and have the other unit rented to bring in funds to pay a good bit of the monthly mortgage payment!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Harmony Elementary SchoolGrades PK-53.7 mi
5/10
Carver Middle SchoolGrades 6-81.9 mi
5/10
Monroe Area High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1926

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Residential Income

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Window features: Wood Frames

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: M019000000017000

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 6,534 sqft
  • Features: Level,Rectangular Lot
  • Lot size dimensions: 71x81x72x108

Parking

  • Total spaces: 4
  • Parking features: Driveway,Level Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$250$3,000
Property Taxes $297$3,564
Electricity $219$2,637
Total$3,268$39,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,045/yr
40% on housing$98,040/yr
45% on housing$87,146/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30655$165
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30655$203
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$495,000
2026-03-14Listed for rent$1,750
2025-06-02Listing removed$1,500
2025-05-13Price change$1,500
2025-04-10Listed for rent$1,650
2022-07-08Sold$345,000
2022-06-07Pending sale$350,000
2022-05-23Price change$350,000
2022-05-12Listed for sale$375,000
2021-12-10Sold$125,000
2016-03-03Sold$42,500
2016-02-08Pending sale$45,000
2016-02-02Price change$45,000
2016-01-15Listed for sale$42,500
2016-01-05Pending sale$42,500
2015-12-07Price change$42,500
2015-07-16Listed for sale$45,000
2015-03-23Listing removed$45,000
2014-09-11Listed for sale$45,000
2009-03-27Sold$96,500

For Sale by Agent

AgentClayton Mathias
Brokerage1017 Realty, LLC

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