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940 E Church St, Monroe, GA, 30655

3beds
1baths
1,032sqft
$244,900
$237price/sqft
$1,726/moest. monthly cost
$69,040/yrincome needed

About This Home

Nestled in the heart of Monroe, Georgia, this 3-bedroom, 1-bathroom brick home offers 1,180 sq ft of comfortable living space and sits on a generous 0.46-acre lot. Built in 1964, the residence showcases a mix of hardwood and carpet flooring, creating a warm and inviting atmosphere. The kitchen delivers efficient layout and a functional space for family meal prep. Outside, you'll find a spacious yard-ideal for gardening or weekend relaxing-and while there is no formal fence, the ample lot provides room to add your own enclosure or play area. Located minutes from downtown Monroe's shops and restaurants, with easy access to major roads and just a short drive to regional amenities. Enjoy being within reach of local parks, community events, and the scenic charm of small-town Georgia. The nearest beach along Georgia's coast is approximately 75 miles away, making this home more about serene inland living with day-trip beach access.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Harmony Elementary SchoolGrades PK-53.6 mi
5/10
Carver Middle SchoolGrades 6-81.3 mi
5/10
Monroe Area High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1964

Materials

  • Foundation: None
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern,Modern,Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: None

Basement

  • Basement: None

Bedroom

  • Features: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Other

Features

  • Other
  • Window features: None
  • Flooring: Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,032
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Kitchen

  • Features: Other

Master Bathroom

  • Features: Other

Master Bedroom

  • Features: Other
  • Level: Other

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: M025000000012000
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Other,Other Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.46 Acres
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$123$1,476
Property Taxes $146$1,752
Electricity $219$2,637
Total$1,726$20,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,177/yr
40% on housing$51,780/yr
45% on housing$46,026/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 30655$167
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30655$203
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$244,900
2026-02-20Price change$249,900
2026-01-29Price change$259,900
2026-01-09Price change$264,900
2025-12-05Price change$269,900
2025-11-10Listed for sale$275,000
2023-11-02Listing removed--
2023-10-26Price change$1,510
2023-10-21Price change$1,530
2023-10-19Price change$1,466
2023-10-04Price change$1,476
2023-09-25Price change$1,490
2023-09-18Price change$1,505
2023-09-11Price change$1,519
2023-08-30Price change$1,600
2023-07-26Listed for rent$1,615
2000-03-07Sold$68,000

For Sale by Agent

AgentJocelynn Vitar
BrokerageEXP Realty, LLC.

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