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4625 Mount Carmel Church Rd, Monroe, GA, 30655

4beds
3baths
1,844sqft
$450,000
$244price/sqft
$3,507/moest. monthly cost
$140,280/yrincome needed

About This Home

Experience the perfect blend of country charm and modern updates in this beautifully renovated, move-in ready home situated on over 2 private acres in Monroe. Surrounded by rolling hills and open pastures, this property offers a peaceful rural setting without sacrificing style or comfort. The main level features hardwood floors and an open-concept layout designed for both everyday living and entertaining. The inviting living room showcases a fireplace with custom built-in surrounds, while stained wood beams create a warm transition into the beautifully updated kitchen featuring new cabinetry, granite countertops, a tiled backsplash, and a convenient butlers pantry area. Just off the eat-in kitchen, a spacious screened porch overlooks the fenced backyard, providing the perfect place to relax and enjoy the shade of mature landscaping. Upstairs, the owners suite offers a trey ceiling, large walk-in closet, and a luxurious en suite bath complete with dual granite vanities, jetted tub, and separate shower. Two additional bedrooms share a hall bath, while the oversized fourth bedroom provides flexible space ideal for a home office, teen suite, playroom, or media room. Outside, youll appreciate the privacy of the expansive lot, fenced backyard, and detached storage building with plenty of room for tools, equipment, or hobbies. Combining elegant updates, functional living spaces, and a picturesque country setting, this property is ready to welcome its next owner home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
Monroe Elementary SchoolGrades PK-59.2 mi
6/10
Carver Middle SchoolGrades 6-86.7 mi
5/10
Monroe Area High SchoolGrades 9-129.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo)
  • Laundry features: In Kitchen,Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bookcases,Tray Ceiling(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,844

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,844
  • Total interior livable area: 1,844 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Pantry

Property

Details

  • Parcel number: N190A005

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch,Screened

Lot

  • Lot size: 2.29 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Drought
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$227$2,724
Property Taxes $786$9,432
Electricity $219$2,637
Total$3,507$42,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,240/yr
40% on housing$105,210/yr
45% on housing$93,520/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 30655$165
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30655$203
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$450,000
2026-07-07Price change$459,000
2026-06-04Listed for sale$469,000
2024-09-03Sold$445,000
2024-07-10Pending sale$449,900
2024-07-08Price change$449,900
2024-06-03Price change$454,900
2024-05-06Listed for sale$459,900
2024-05-02Pending sale$459,900
2024-04-24Price change$459,900
2024-04-19Price change$464,900
2024-04-01Price change$469,900
2024-03-15Listed for sale$479,900
2024-01-31Sold$328,000
2011-09-30Sold$130,900
2011-07-27Sold$228,630
2011-07-26Price change$134,900
2011-07-23Listed for sale--
2007-01-05Sold$252,000
2005-01-12Sold$288,000
2004-06-02Sold$38,300
2003-10-13Sold$35,000
1998-01-28Sold$15,000

For Sale by Agent

AgentAshley Noggle
BrokerageWoodall Realty Group

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