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4026 Alby St, Alton, IL, 62002

2beds
1baths
1,324sqft
$149,900
$113price/sqft
$1,307/moest. monthly cost
$52,280/yrincome needed

About This Home

2 bedroom, 1 bath ranch on nice corner lot includes over 1,300sq ft of living space, attached garage. Convient location with easy access to ice cream, shopping, and the bustling downtown.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
North Elementary SchoolGrades 2-52.1 mi
4/10
Alton Middle SchoolGrades 6-81.7 mi
3/10
Alton High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Refrigerator

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Bedroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Breakfast Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Dining Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Features

  • Finished area above ground: 1,324

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 1,324
  • Total interior livable area: 1,324 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Living Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Property

Details

  • Parcel number: 232070211201042
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 100 x 120

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$197$2,364
Property Taxes $223$2,676
Electricity $130$1,569
Total$1,307$15,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,811/yr
40% on housing$39,210/yr
45% on housing$34,853/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 62002$121
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62002$99
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Contingent$149,900
2026-07-30Listed for sale$149,900
2026-07-29Contingent$149,900
2026-07-28Listed for sale$149,900
2014-03-17Sold$20,560
2014-01-29Price change$30,100
2014-01-13Listed for sale$34,400
2013-12-10Listing removed$34,400
2013-12-05Price change$34,400
2013-11-01Price change$38,700
2013-09-15Listed for sale$43,000

For Sale by Agent

AgentBecky A McGowen
BrokerageLandmark Realty

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