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1540 Highland Ave, Alton, IL, 62002

2beds
1baths
1,008sqft
$105,000
$104price/sqft
$954/moest. monthly cost
$38,160/yrincome needed

About This Home

Clean 2 bedroom, 1 bath bungalow. Hardwood floors in the living room and dining room. Central air, partially fenced yard, clean dry basement. Close to Statehouse Circle and St Anthony’s Hospital.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Lovejoy Elementary SchoolGrades K-20.3 mi
4/10
Alton Middle SchoolGrades 6-80.9 mi
3/10
Alton High SchoolGrades PK,9-122.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Free-Standing Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 945
  • Dimensions: 27x35

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 36
  • Dimensions: 4x9

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Features

  • Laminate Counters,Separate Dining,Storage
  • Door features: Panel Door(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Luxury Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Property

Details

  • Parcel number: 232071210102042
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Entry Steps/Stairs,Private Yard
  • Fencing: Chain Link,Fenced,Front Yard,Gate

Lot

  • Lot size: 9,905 sqft
  • Features: Adjoins Wooded Area,Back Yard,City Lot,Front Yard,Irregular Lot
  • Lot size dimensions: 70 x 180 irregular

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Concrete,Driveway,Off Street,On Street
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather
Earthquake
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$138$1,656
Property Taxes $156$1,872
Electricity $130$1,569
Total$954$11,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$38,160/yr
35% on housing$32,708/yr
40% on housing$28,620/yr
45% on housing$25,440/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 62002$121
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62002$99
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Price change$105,000
2025-09-25Listed for sale$110,000

For Sale by Agent

AgentVivian L Monckton
BrokerageColdwell Banker Brown Realtors
Phone618-558-1551
View on Zillow

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