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12 S Chavis St, Franklinton, NC, 27525

5beds
3baths
2,710sqft
$270,000
$100price/sqft
$2,007/moest. monthly cost
$80,280/yrincome needed

About This Home

Back on the market--your opportunity to own a home with incredible potential, just a short walk to downtown Franklinton! This spacious, character-filled home is ready for its next chapter and priced to reflect the work needed--being sold AS IS. This property offers incredible potential with its generous layout and classic charm, making it a great opportunity for investors or buyers looking to create their dream home. Key improvements have already been started, including the upstairs HVAC system replaced in 2025, giving a solid head start on major systems. Enjoy the convenience of being walking distance to downtown Franklinton, where you can take advantage of local shops, dining, and the charm of this growing community. With the price already reflecting needed improvements, this is a chance to secure a property with upside in a desirable location. Summary of inspection report in documents. Bring your vision and make it your own!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
Franklinton ElementaryGrades PK-50.8 mi
6/10
6/10
Franklinton HighGrades 9-122.4 mi

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 2,710

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,710
  • Total interior livable area: 2,710 sqft

Property

Details

  • Parcel number: 010202
  • Zoning: RSMRes. Single Multi Fami
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Lot

  • Lot size: 0.43 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$101$1,212
Property Taxes $289$3,468
Electricity $252$3,028
Total$2,007$24,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,811/yr
40% on housing$60,210/yr
45% on housing$53,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 27525$204
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27525$181
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$295,000
2026-03-02Listing removed$300,000
2026-02-15Pending sale$300,000
2025-12-02Price change$300,000
2025-11-20Listed for sale$325,000
2025-01-29Sold$252,000
2024-07-03Sold$225,000
2014-08-19Listing removed$169,000
2014-02-11Price change$169,000
2013-08-21Listed for sale$175,000

For Sale by Agent

AgentJerriAnne Joyner
BrokerageCAROLINA HERITAGE REALTY LLC

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