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103 Hayes St, Louisburg, NC, 27549

2beds
2baths
1,032sqft
$170,000
$165price/sqft
$1,282/moest. monthly cost
$51,280/yrincome needed

About This Home

Don't miss this incredible opportunity to own a well-maintained ranch with timeless character and endless potential! While the home could benefit from some cosmetic updates, it has been well cared for and offers an excellent opportunity for first-time homebuyers, investors, or anyone looking to personalize their new home. This home features beautiful hardwood floors, a fireplace a spacious yard, and a shaded welcoming front porch. It's just full of potential and ready for its next chapter. Being just minutes from grocery stores, shopping, restaurants, walking trails, and downtown, you'll enjoy easy access to everyday conveniences while living in a quiet, established community. Home is being sold as-is. Schedule your showing today and imagine the possibilities!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
Royal ElementaryGrades PK-55.5 mi
4/10
Terrell Lane MiddleGrades 6-82.2 mi
6/10
Louisburg HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside,Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Eat-in Kitchen,Living/Dining Room Combination
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,032
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: Heat Pump,Window Unit(s)

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Property

Details

  • Parcel number: 017089
  • Zoning: R 2
  • Special condition: Probate Listing

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Awning(s),Rain Gutters,Storage
  • Has view: Yes

Lot

  • Lot size: 0.42 Acres
  • Features: Back Yard,Corner Lot,Few Trees,Front Yard

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Concrete,Driveway
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Strong Wind

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$75$900
Property Taxes $148$1,776
Electricity $200$2,405
Total$1,282$15,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,954/yr
40% on housing$38,460/yr
45% on housing$34,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 27549$160
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27549$195
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$170,000

For Sale by Agent

AgentMichelle Wilder-Baker
BrokerageEXP Realty LLC

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