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920 Cheves Rd, Zebulon, NC, 27597

3beds
3baths
1,558sqft
$329,900
$212price/sqft
$2,153/moest. monthly cost
$86,120/yrincome needed

About This Home

Older farmhouse in country on over 2 acres!! Additional septic tank and electrical hookup at rear of property was previously used for mobile home. Great rental potential! Only minutes to Raleigh, Wilson & Rocky Mount. Close to 64. Roof leak repaired in 2024 and new roof installed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Bunn ElementaryGrades PK-51.9 mi
3/10
Bunn MiddleGrades 6-83.6 mi
4/10
Bunn HighGrades 9-121.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Parquet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,558

Heating & Cooling

  • Heating features: None
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,558
  • Total interior livable area: 1,558 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Entrance

Details

  • Parcel number: 002303
  • Zoning: FCO R-30
  • Special condition: Standard

Features

  • Levels: Bi-Level
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 2.20 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$126$1,512
Property Taxes $159$1,908
Electricity $200$2,405
Total$2,153$25,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,817/yr
40% on housing$64,590/yr
45% on housing$57,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 27597$185
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27597$180
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$329,900
2015-02-02Sold$57,400
2014-11-19Listed for sale$59,900
2012-03-31Listing removed$99,000
2012-02-14Listed for sale$99,000
2011-12-31Listing removed$99,000
2011-06-18Listed for sale$99,000

For Sale by Agent

AgentChristine Dillard
BrokerageCarolina Advantage Real Estate

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