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416 Dowd St, Durham, NC, 27701

2beds
1baths
1,218sqft
$439,000
$360price/sqft
$2,951/moest. monthly cost
$118,040/yrincome needed

About This Home

A modern urban retreat in the heart of Downtown Durham, 416 Dowd St blends historic character with contemporary comfort, perfect for buyers seeking walkability, style, and convenience. Nestled just blocks from Central Park, the Durham Farmers' Market, and many of the city's most beloved restaurants and breweries, 1 mile from Five Points and Downton Durham, this thoughtfully updated home offers a bright, open layout with abundant natural light, modern finishes, and a welcoming flow designed for both everyday living and entertaining. Features may include a spacious living area ideal for gatherings, an updated kitchen with contemporary cabinetry and stone counters, comfortable private bedrooms, renovated baths with stylish tilework, and inviting outdoor space suited for morning coffee, evening cocktails, or an urban garden. With unbeatable proximity to Durham Central Park, the Durham Bulls Athletic Park, the American Tobacco Campus, Duke University, I 85, and Highway 147, this property offers exceptional convenience and long term value—an opportunity to own in one of Durham's most vibrant and fast growing districts. Contact us for a private showing. 919-263-4128

Getting Around

64
WalkingSomewhat Walkable
45
TransitSome Transit
51
BikeBikeable

Schools

8/10
George Watts ElementaryGrades PK-51.2 mi
5/10
Brogden MiddleGrades 6-82.0 mi
3/10
Riverside High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Free-Standing Electric Range,Free-Standing Range,Free-Standing Refrigerator,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Washer/Dryer,Water Heater
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,218

Heating & Cooling

  • Heating features: Central,Electric,None
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,218
  • Total interior livable area: 1,218 sqft

Property

Details

  • Parcel number: 110916
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Exterior features: Fire Pit,Garden,Private Yard,Storage
  • Fencing: Back Yard, Fenced, Wood
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 7,405 sqft
  • Features: Back Yard,Garden

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$175$2,100
Property Taxes $357$4,284
Electricity $200$2,405
Total$2,951$35,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,177/yr
40% on housing$88,530/yr
45% on housing$78,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 27701$246
Durham County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 27701$312
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$429,000
2026-07-31Listed for sale$439,000
2023-07-21Sold$404,500
2023-07-01Listing removed--
2023-06-12Contingent$372,000
2023-06-09Listed for sale$372,000
2023-03-22Sold$275,000
2021-06-21Sold$245,000
2021-03-11Pending sale$239,900
2021-03-02Listed for sale$239,900
2021-01-01Listing removed$239,900
2020-11-11Price change$239,900
2020-09-21Pending sale$244,900
2020-09-10Price change$244,900
2020-07-02Listed for sale$248,900
2020-06-02Listing removed$263,000
2019-12-03Listed for sale$263,000
2008-04-24Sold$50,000

For Sale by Agent

AgentKimberly Pappalardo
BrokerageReal Broker, LLC

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