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1107 Franklin St, Durham, NC, 27701

2beds
2baths
906sqft
$259,000
$286price/sqft
$1,822/moest. monthly cost
$72,880/yrincome needed

About This Home

Reduced price on this fully updated home in popular Golden Belt Historic District...walkable to Golden Belt amenities, restaurants and breweries! Home offers a covered front porch, new rear deck, and newly renovated interior spaces! A great starter home or investment property in a re-energizing area of Durham. Recent renovations include: new roof, new windows, new HVAC, new plumbing, new flooring, new cabinets, new vanities, granite counters, new fixtures, new hardware, new lighting, interior paint, and new dishwasher and a new rear deck. Seller offering credit at closing for stove, front porch paint. Durham Building Permits on file with City of Durham.

Getting Around

78
WalkingVery Walkable
44
TransitSome Transit
51
BikeBikeable

Schools

3/10
Eastway ElementaryGrades PK-50.2 mi
5/10
Brogden MiddleGrades 6-82.7 mi
3/10
Riverside High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asbestos Shingle
  • Construction materials: Vinyl Siding,Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 906

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 906
  • Total interior livable area: 906 sqft

Property

Details

  • Parcel number: 111768
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 2
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$103$1,236
Property Taxes $210$2,520
Electricity $200$2,405
Total$1,822$21,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,468/yr
40% on housing$54,660/yr
45% on housing$48,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 27701$248
Durham County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 27701$312
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$268,000
2026-04-07Price change$275,000
2026-03-15Listed for sale$280,000
2025-03-11Sold$130,000
2025-02-27Pending sale$150,000
2025-02-02Listed for sale$150,000

For Sale by Agent

AgentKathy Bennett
BrokerageBerkshire Hathaway HomeService

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