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1406 South St, Durham, NC, 27707

4beds
4baths
1,922.04sqft
$539,900
$281price/sqft
$3,572/moest. monthly cost
$142,880/yrincome needed

About This Home

Down-to-the-foundation fully renovated in 2022, 4-bedroom home with no HOA nor restrictions, just minutes away from Downtown Durham. Offering 2 primary suites, one on main level, one upstairs. On the main level you'll find a charming front porch, den/office, open living/dining/gourmet kitchen that features a large island w/ cooktop & hood, white quartz counters & cabinets, SS appliances, and more. Powder room, primary suite, and access to back deck + private fenced-in backyard completes the main level. Upstairs you'll find a loft/recreation area, 2nd primary suite, two more additional bedrooms & full bath. Located minutes away from Downtown Durham, shopping/entertainment/restaurants, Duke, NCCU, freeway access, and more. A perfect blend of comfort, modern living, and convenience. Come see it while you can!

Getting Around

49
WalkingCar-Dependent
40
TransitSome Transit
50
BikeBikeable

Schools

7/10
8/10
Sherwood Githens MiddleGrades 6-82.3 mi
4/10

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Oven,Range Hood,Refrigerator,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Laundry Closet,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Crown Molding,Eat-in Kitchen,Keeping Room,Kitchen Island,Kitchen/Dining Room Combination,Living/Dining Room Combination,Open Floorplan,Master Downstairs,Quartz Counters,Recessed Lighting,Second Primary Bedroom,Shower Only,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,922

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,922
  • Total interior livable area: 1,922 sqft

Property

Details

  • Parcel number: 118536 / 0821714602000
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Bi-Level, Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Fenced Yard,Lighting,Smart Camera(s)/Recording
  • Fencing: Back Yard, Full, Wood
  • Has view: Yes

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: Driveway,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$203$2,436
Property Taxes $439$5,268
Electricity $200$2,405
Total$3,572$42,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,468/yr
40% on housing$107,160/yr
45% on housing$95,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 27707$216
Durham County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 27707$262
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$569,900
2025-10-27Listing removed$3,250
2025-10-09Listing removed$574,999
2025-10-08Listed for rent$3,250
2025-10-02Price change$574,999
2025-08-03Listed for sale$599,000
2023-01-09Listing removed--
2023-01-06Listing removed--
2023-01-05Listed for rent$2,750
2022-10-27Price change$474,900
2022-09-30Listed for sale$499,900
2022-05-26Listing removed--
2022-05-04Listed for sale$575,000
2020-09-04Sold$125,000
2002-03-15Sold$58,500

For Sale by Agent

AgentMartin Verdi
BrokerageCompass -- Raleigh

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