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4101 Five Oaks Dr Unit 40, Durham, NC, 27707

2beds
3baths
1,385sqft
$240,000
$173price/sqft
$1,698/moest. monthly cost
$67,920/yrincome needed

About This Home

Newly renovated & move-in ready townhome just off of I-40! Step into this beautifully updated home filled with natural light and modern finishes. The bright dining area flows seamlessly into the updated kitchen, which features granite countertops, a lovely tile backsplash, and brand new stainless steel appliances. Enjoy cozy evenings in the spacious living room complete with a fireplace. Upstairs, you'll find two generously sized bedrooms—each with its own private ensuite bathroom. Convenient upstairs laundry. Out back, the private patio is perfect for your grill. Schedule your showing today!

Getting Around

29
WalkingCar-Dependent
33
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

3/10
Creekside ElementaryGrades K-51.1 mi
8/10
Sherwood Githens MiddleGrades 6-82.8 mi
4/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Condominium,Residential,Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,385

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,385
  • Total interior livable area: 1,385 sqft

Property

Details

  • Parcel number: 0709480157.032
  • Special condition: Seller Licensed Real Estate Professional

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Parking

  • Total spaces: 2
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$90$1,080
Property Taxes $195$2,340
Electricity $200$2,405
Total$1,698$20,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,217/yr
40% on housing$50,940/yr
45% on housing$45,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 27707$218
Durham County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 27707$262
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$249,900
2026-03-23Listed for sale$254,900
2026-01-27Listing removed$253,000
2026-01-16Price change$253,000
2026-01-08Price change$255,000
2025-11-07Price change$260,000
2025-10-20Listed for sale$265,000
2025-09-29Listing removed$249,999
2025-09-19Price change$249,999
2025-08-29Price change$254,999
2025-08-22Price change$259,999
2025-07-21Listed for sale$264,999
2025-07-10Listing removed$269,999
2025-06-26Price change$269,999
2025-06-16Price change$275,000
2025-06-11Price change$289,999
2025-05-27Price change$294,999
2025-05-08Price change$299,999
2025-04-23Price change$310,000
2025-04-10Listed for sale$320,000
2025-02-25Sold$180,000

For Sale by Agent

AgentPaula Patricia Villalva
BrokerageClifton Property Investment

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