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3660 Western Ave, Alton, IL, 62002

2beds
1baths
768sqft
$129,900
$169price/sqft
$1,149/moest. monthly cost
$45,960/yrincome needed

About This Home

This sweet chic move-in ready cottage looks like something out of a storybook! Curb appeal, unsparing charm and a place dreams are made of is what you'll find here. All the hard work has been done....now you and your entourage can just arrive home, kick your shoes off and congratulate yourself on this amazing abode! If you've thought about downsizing and simplifying your life...this is your new "Home Suite Home". For all the things you still aren't willing to part with ...there's as much storage and workshop/craft space on the lower level as there is on the main living level! Some original hardwood floors remain and some luxury vinyl has recently been added. Updated lighting and stainless appliances...Fresh neutral paint colors throughout and a freshly painted basement as well! The lower level offers a fresh blank canvas for your HGTV plans and dreams! Whether you are a minimalist or just embracing "CottageCore"...you'll have fun bringing your own ideas and decor to this lovely home. Outside...a new maintenance free deck, landscaping, paver sidewalks, a planting garden and a nice large fenced in backyard can round out your alfresco living zone! Tons of area for new ideas...patios, pools or just more gardens and green space. Come take a look soon...this one won't last long!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades 3-51.2 mi
4/10
Alton Middle SchoolGrades 6-81.7 mi
3/10
Alton High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1942

Materials

  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Free-Standing Electric Range,Refrigerator,Washer,Water Heater
  • Laundry features: In Basement,Lower Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 232081706102032
  • Special condition: Listing As Is

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch
  • Exterior features: Garden,Rain Gutters,Storage

Lot

  • Lot size: 7,000 sqft
  • Features: Back Yard,City Lot,Corner Lot,Front Yard,Garden

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$170$2,040
Property Taxes $193$2,316
Electricity $130$1,569
Total$1,149$13,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,394/yr
40% on housing$34,470/yr
45% on housing$30,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 62002$121
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62002$99
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$129,900
2018-09-14Sold$67,500
2018-08-06Pending sale$67,500
2018-07-13Price change$67,500
2018-06-22Listed for sale$72,900
2013-10-30Listing removed$73,500
2013-01-12Listed for sale$73,500
2012-12-02Listing removed$73,500
2012-09-19Listed for sale$73,500
2010-07-16Listing removed$77,900
2010-03-13Listed for sale$77,900

For Sale by Agent

AgentBjaye J Greer
BrokerageRE/MAX River Bend

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