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4513 Laymans Chapel Rd, Durham, NC, 27704

2beds
1baths
915sqft
$150,000
$164price/sqft
$1,139/moest. monthly cost
$45,560/yrincome needed

About This Home

Great investment fixer upper ranch property in N. Durham! 2 bedrooms and 1 bath with approximately 915 sqft. Hardwood floors in the living room and bedrooms. 0.26 acre lot. Conveniently located only 2 miles from Duke Regional Hospital, 3.8 miles to I85, 5.5 miles from downtown Durham, and 16 miles from Chapel Hill. This is a court appointed sale - Special Proceedings with a 10-day upset bid period. Call the listing agent for more information.

Getting Around

35
WalkingCar-Dependent
35
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

4/10
Eno Valley ElementaryGrades PK-52.0 mi
7/10
2/10
Northern HighGrades 9-120.3 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow, Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 915

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 915
  • Total interior livable area: 915 sqft

Property

Details

  • Parcel number: 172566
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Has view: Yes

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: Survey needed

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$59$708
Property Taxes $122$1,464
Electricity $200$2,405
Total$1,139$13,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,051/yr
40% on housing$34,170/yr
45% on housing$30,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 27704$172
Durham County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 27704$222
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$150,000

For Sale by Agent

AgentWallace Peiffer
BrokeragePremier Advantage Realty Inc

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