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4408 Talcott Dr, Durham, NC, 27705

4beds
3baths
2,235sqft
$625,000
$280price/sqft
$4,085/moest. monthly cost
$163,400/yrincome needed

About This Home

Updated, upgraded, and loved in every way! This American Village beauty has been meticulously maintained for years—and it shows. The fully renovated kitchen opens to an extra-spacious dining room built for big meals, long conversations, and a growing crowd. With four bedrooms, including one on the main level, three fully renovated bathrooms, two separate living spaces, and hardwood floors throughout, there is plenty of room for everyday life and special occasions. The family room is especially magical at Christmas, with a cozy wood-burning fireplace and space for gathering, connecting, and laughing together. This home is truly special. And just wait until you step outside! Enjoy an expansive screened porch, large deck, party-ready patio with an outdoor fireplace and built-in grilling stations, six raised garden beds, and a fenced backyard filled with flowers, birds, and room to play. The detached two-car garage adds even more flexibility. Beautifully renovated bathrooms and kitchen, HardiePlank siding, a newer roof, tankless water heater, interior wooden louvered shutters, replacement windows, Google Fiber, sealed crawl space with dehumidifier, and thoughtful updates throughout make this home ready for years of low-maintenance enjoyment. All of this in beloved American Village, less than three miles from Duke and just steps from miles and miles of Duke Forest trails. No HOA! Come for the house. Stay for the goldfinches, backyard barbecues, gorgeous flowers, and neighbors who become lifelong friends!

Getting Around

10
WalkingCar-Dependent
27
TransitSome Transit
12
BikeSomewhat Bikeable

Schools

6/10
Forest View ElementaryGrades PK-52.5 mi
5/10
Brogden MiddleGrades 6-83.5 mi
3/10
Riverside High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Range Hood,Refrigerator,Washer/Dryer,Water Heater
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Pantry,Smooth Ceilings,Walk-In Shower
  • Window features: Plantation Shutters
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,235
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,235
  • Total interior livable area: 2,235 sqft

Property

Details

  • Parcel number: 175133
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch,Screened
  • Exterior features: Fenced Yard,Lighting,Private Yard,Rain Gutters,Storage
  • Fencing: Back Yard
  • Has view: Yes

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Corner Lot,Front Yard,Garden

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$207$2,484
Property Taxes $510$6,120
Electricity $208$2,498
Total$4,085$49,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,057/yr
40% on housing$122,550/yr
45% on housing$108,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 27705$207
Durham County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 27705$257
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$625,000
2026-07-31Listed for sale$625,000

For Sale by Agent

AgentThomas Kortus
BrokerageNest Realty of the Triangle

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