See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

304 Plum Ln, Chapel Hill, NC, 27517

5beds
4baths
3,146sqft
$735,000
$234price/sqft
$5,035/moest. monthly cost
$201,400/yrincome needed

About This Home

Open House Saturday 1-3 with a free coffee truck out front! Do you know that feeling when you walk into a home and instantly get the sense that it has been well cared for, maintained, and loved? Welcome to 304 Plum. Coming with your favorite updates (main floor guest suite, bonus room, garage, fenced-in yard), home warranty, and a pre-listing home inspection you can buy and live in comfort and confidence. This home lives large, with five bedrooms, a family room, bonus room, office, dining room, and eat-in kitchen. A big highlight of the home is that the new owner gets to choose whether to use the master bedroom that is on the second floor as the primary or the guest suite that is on the main floor as the primary. Entertain family and friends outdoors in the fully fenced backyard with patio, fire pit, and playground. Tinker in the shed and the dedicated workshop space in the detached garage. And don't worry about storage--there is plenty of space to store everything for your hobbies, the neighbor pool outings, and lawn care equipment. Now on to the impossible-to-beat location. Search far and wide throughout the Triangle--you will find no neighborhood like Ridgefield, a charming community with no HOA. From the full growth trees to the large lots void of cookie-cutter homes, you need to visit to understand! From 304 Plum, your family can walk, bike, wheel, or scooter to the local elementary school and two parks. Just down the street is Ridgewood Pool which is a neighborhood summer favorite. The Blue Hill District is less than a mile away and includes multiple grocery stores (Whole Foods, Trader Joes, Aldi, and more!), a movie theatre, shopping, dining, and the nearly complete University Place renovation (including a Chick-Fil-A and Jeni's Ice Cream!). And of course, your commute to UNC, Duke, or Route 40 from here takes mere minutes. For the family that needs an abundance of spaces in an accessible location, this Ridgefield home cannot be beat. Visit www.304plum.com for more information Highlight Overview: 4 bedrooms, 3.5 bathrooms, guest suite, fenced-in back yard, garage, workshop, shed, bonus room, office, 0.3 miles to assigned Ephesus Elementary

Getting Around

48
WalkingCar-Dependent
31
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

5/10
8/10
9/10

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Apartment/Suite,In-Law Floorplan,Master Downstairs
  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,146
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,146
  • Total interior livable area: 3,146 sqft

Property

Details

  • Parcel number: 9799438437
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,In Ground,Outdoor Pool
  • Patio & porch: Patio
  • Fencing: Back Yard, Chain Link
  • Has view: Yes

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 157' x 136' x 153' x 128'

Parking

  • Total spaces: 5
  • Parking features: Detached,Driveway,Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$216$2,592
Property Taxes $810$9,720
Electricity $293$3,516
Total$5,035$60,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,628/yr
40% on housing$151,050/yr
45% on housing$134,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 27517$265
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 27517$250
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$735,000
2024-06-26Sold$718,000

For Sale by Agent

AgentAlex Nickodem
BrokerageCompass -- Chapel Hill - Durham

Similar Homes