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27 Clover Dr, Chapel Hill, NC, 27517

3beds
2baths
1,493sqft
$467,000
$313price/sqft
$3,215/moest. monthly cost
$128,600/yrincome needed

About This Home

Welcome to 27 Clover Drive! This charming ranch home is perfectly sized for comfortable, tranquil living. Enjoy the beginning of each day & the end of each day on either of your two decks, overlooking the wooded, level back yard. One of the decks is adjacent to the kitchen---perfect for grilling! Wonderful floor plan! Desirable bamboo floors and designer paint colors adding warmth and character. Sought-after location close to retail, restaurants, Chapel Hill Library and Ephesus Park which includes multiple tennis and pickleball courts, a playground, and quiet tree-lined paths. Sealed crawl space for added peace of mind. Trifecta of schools: Ephesus Elementary, Guy Phillips Middle, and East Chapel Hill High!

Getting Around

67
WalkingSomewhat Walkable
33
TransitSome Transit
58
BikeBikeable

Schools

6/10
9/10
9/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Shingle
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Bamboo,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,493
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,493
  • Total interior livable area: 1,493 sqft

Property

Details

  • Parcel number: 9799457603
  • Zoning: R-4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,534 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,361$28,332
Home Insurance *$137$1,644
Property Taxes $517$6,204
Electricity $200$2,405
Total$3,215$38,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,228/yr
40% on housing$96,450/yr
45% on housing$85,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 27517$265
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 27517$250
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$467,000
2022-10-20Sold$455,000
2022-09-24Contingent$433,000
2022-09-22Listed for sale$433,000
2021-06-25Sold$403,000
2021-06-02Contingent$375,000
2021-05-27Listed for sale$375,000
2017-11-20Sold$260,000
2017-10-22Pending sale$255,000
2017-10-20Listed for sale$255,000
2012-08-17Listing removed$1,600
2012-08-04Price change$1,600
2012-07-23Price change$1,875
2012-07-14Listed for rent$1,950
2010-06-16Sold$229,500
2010-04-08Listed for sale$239,000
2007-07-02Sold$220,000

For Sale by Agent

AgentVivian Pace-Morris
BrokerageEXP Realty LLC

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