See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

103 Stewart Ln #A, Chapel Hill, NC, 27514

3beds
2baths
1,344sqft
$399,000
$297price/sqft
$2,770/moest. monthly cost
$110,800/yrincome needed

About This Home

103 Stewart Ln Unit A. Situated in one of the best spots in Chapel Hill, surrounded by mature trees and located directly across from a large open green field. The property also features a spacious, fenced-in backyard. Inside, you are welcomed by a bright, open living space with high ceilings and gleaming hardwood floors. The kitchen has been upgraded with granite countertops and a brand-new range stove and vent hood. Additionally, the laundry room is equipped with a new front-load LG washer and dryer. The master bedroom is conveniently located on the first floor and features hardwood flooring and a beautiful view of the backyard. All bathrooms have been updated with new lighting and faucets, and the entire interior has been freshly painted. Outside, the newly updated back deck provides a perfect space to enjoy the garden. The location is exceptional, offering walking distance to the Booker Creek trail, Wegmans, Trader Joe's, banks, restaurants, and clinics. Proximity to major hubs includes: - 4 miles to UNC - 8 miles to Duke - 9 miles to RTP - 15 miles to RDU International Airport Residents can benefit from the free bus service to UNC and throughout Chapel Hill, as well as the free bus to Duke for students. The home also offers quick access to 15-501 and I-40.

Getting Around

39
WalkingCar-Dependent
29
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

6/10
9/10
9/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary
  • Property subType: Duplex,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas,None
  • Cooling features: Attic Fan,Central Air,Electric

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 9799495283
  • Attached to another structure: Yes
  • Zoning: R-4
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Lot

  • Lot size: 4,356 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$112$1,344
Property Taxes $441$5,292
Electricity $200$2,405
Total$2,770$33,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,971/yr
40% on housing$83,100/yr
45% on housing$73,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 27514$295
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 27514$311
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$379,000
2026-06-20Listed for sale$399,000
2014-07-10Sold$195,500
2014-05-20Listed for sale$199,500
2005-06-01Sold$186,500
2001-02-28Sold$155,000

For Sale by Agent

AgentWei Huang
BrokerageGolden House Realty, LLC

Similar Homes