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539 Riddle Ave, Hillsborough, NC, 27278

2beds
2baths
1,010sqft
$284,000
$281price/sqft
$2,009/moest. monthly cost
$80,360/yrincome needed

About This Home

Like-New Hillsborough Home | $279K | 0.36 Acres | NO HOA | Minutes to Downtown *****USDA Loan eligible home!*** Stop renting and start building equity! This move-in-ready Hillsborough home delivers the combination buyers are looking for: like-new condition, modern updates, generous outdoor space, NO HOA, and an unbeatable location—all for just $279,000. Just minutes from Historic Downtown Hillsborough, this beautifully refreshed home offers an abundance of natural light and a flexible 0.36-acre lot with room to live, relax, entertain, garden, or create the backyard you've always envisioned. Like-New Updates & Peace of Mind A complete 2021 refresh means many of the home's major systems and features are only about five years old, including the roof, HVAC, water heater, energy-efficient windows, gutters, light fixtures, and stacked washer/dryer. Fresh paint and professional cleaning further enhance the home's clean, move-in-ready appeal. Chef-Inspired Kitchen The stylish kitchen is designed for both everyday living and entertaining, featuring shaker-style cabinetry, granite countertops, custom tile backsplash, and stainless steel appliances. Bright, functional, and inviting, this kitchen is ready for your next gathering or quiet morning coffee. Room to Live Outdoors — NO HOA! The spacious 0.36-acre lot gives you something that's hard to find at this price point: space and flexibility. With NO HOA, you have the freedom to make the property your own. Create a private garden, build a workshop, add outdoor entertaining areas, establish a play space, or simply enjoy having room to spread out. The expansive covered front porch adds classic Southern charm and creates the perfect spot for rocking chairs, morning coffee, or unwinding after a long day. A large covered carport with attached storage provides convenient protection from the elements, while the additional rear storage shed offers plenty of space for lawn equipment, tools, and outdoor gear. Prime Triangle Location Location matters, and this home puts you close to it all. Enjoy being just minutes from the shops, restaurants, breweries, and events of Historic Downtown Hillsborough, while maintaining convenient access to Durham, Chapel Hill, Duke University, UNC, Raleigh, and Greensboro. Fairview Park is just around the corner, offering playgrounds, ball fields, and tennis/pickleball courts for convenient recreation close to home. Like-new condition. Modern updates. Spacious outdoor living. NO HOA. Fantastic location. Exceptional value. Whether you're a first-time homebuyer ready to stop renting, looking for an affordable Triangle-area home, downsizing, or searching for a property with room to grow, this Hillsborough home checks the boxes. Move-in ready and waiting for you to make it home! Need Help with financing, I have an in house lender that can let you know where you stand and what opportunities might be an option for you. Chris Moyer 561 632-7316

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
River Park ElementaryGrades PK-51.6 mi
5/10
Orange Middle SchoolGrades 6-81.0 mi
6/10
Orange HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Oven,Washer/Dryer,Washer/Dryer Stacked,Water Heater
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Open Floorplan,Shower Only
  • Flooring: Carpet,Laminate,Simulated Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,010

Heating & Cooling

  • Heating features: None
  • Cooling features: Gas,Heat Pump,Humidity Control

Interior Area

  • Total structure area: 1,010
  • Total interior livable area: 1,010 sqft

Property

Details

  • Parcel number: 9865638161
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Rain Gutters
  • Has view: Yes

Lot

  • Lot size: 0.36 Acres
  • Features: Back Yard,Gentle Sloping,Rectangular Lot
  • Lot size dimensions: 98'*159'*99'*164'

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Covered,Paved
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,436$17,232
Home Insurance *$85$1,020
Property Taxes $288$3,456
Electricity $200$2,405
Total$2,009$24,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,880/yr
40% on housing$60,270/yr
45% on housing$53,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 27278$258
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 27278$236
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$279,000
2026-07-15Price change$284,000
2026-07-10Listed for sale$294,000
2021-08-27Sold$260,000
2021-05-05Sold$115,000
2021-03-19Pending sale$75,000
2021-03-17Listed for sale$75,000

For Sale by Agent

AgentChristopher Moyer
BrokerageBerkshire Hathaway HomeService

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