313 State Highway 86 N, Hillsborough, NC, 27278
About This Home
**SELLER $10,000 CREDIT TOWARD PERMANENT RATE BUY DOWN OR $10,000 PRICE REDUCTION FOR CASH BUYERS!** Welcome to this beautifully updated home in the heart of Hillsborough, NC—perfectly situated just minutes from downtown, dining, shopping, and local parks. This charming property blends modern comfort with timeless appeal, offering an inviting open-concept living space filled with natural light and warm hardwood floors. The gourmet kitchen is a true showstopper, featuring granite countertops, stainless steel appliances, a massive center island, and abundant storage—ideal for cooking, entertaining, or gathering with friends and family. Enjoy two spacious bedrooms downstairs, one with ensuite bath. The bathrooms have been thoughtfully upgraded with stylish tile showers and contemporary finishes. Upstairs, you will find two lovely additional rooms that could be used as bedrooms or office space - these are not included in the square footage because of ceiling height, however, add an additional 429sf of usable living space. Step outside to enjoy a spacious yard with endless possibilities for gardening, play, or outdoor living. With its prime location and thoughtful updates throughout, this home delivers both convenience and character in one of Hillsborough's most sought-after areas. Come experience the perfect blend of style, space, and setting! Within minutes to UNC Hillsborough, a short drive to Duke and easy access to all surrounding highways.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1946
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod, Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Inside,Laundry Room,Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bathtub/Shower Combination,Ceiling Fan(s),Crown Molding,Double Vanity,Kitchen Island,Kitchen/Dining Room Combination,Living/Dining Room Combination,Open Floorplan,Pantry,Second Primary Bedroom,Shower Only,Walk-In Closet(s),Walk-In Shower
- Flooring: Carpet,Ceramic Tile,Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,053
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,053
- Total interior livable area: 1,053 sqft
Property
Accessibility
- Accessibility features: Central Living Area,Common Area,Safe Emergency Egress from Home
Details
- Parcel number: 9865914775
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Storage
- Has view: Yes
Lot
- Lot size: 0.64 Acres
- Features: Back Yard,Front Yard,Hardwood Trees,Landscaped,Paved
Parking
- Total spaces: 1
- Parking features: Driveway,Garage,Garage Faces Front,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $224 | $2,688 |
| Electricity | $200 | $2,405 |
| Total | $2,243 | $26,916 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $325,000 |
| 2026-06-29 | Price change | $339,900 |
| 2026-06-16 | Listed for sale | $350,000 |
| 2026-04-30 | Listing removed | $350,000 |
| 2026-04-15 | Listed for sale | $350,000 |
| 2026-03-28 | Pending sale | $350,000 |
| 2026-03-04 | Price change | $350,000 |
| 2026-01-15 | Price change | $375,000 |
| 2025-12-02 | Listed for sale | $389,000 |
| 2019-04-01 | Sold | $208,000 |
| 2018-04-19 | Sold | $48,000 |
View on Zillow