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4077 Ramseur Julian Rd, Liberty, NC, 27298

3beds
2baths
1,903sqft
$229,000
$120price/sqft
$1,604/moest. monthly cost
$64,160/yrincome needed

About This Home

a beautifully refreshed property offering the perfect blend of comfort, space, and country charm. Set on just over one acre, this home provides plenty of room to relax, garden, or simply enjoy the peaceful surroundings. Inside, you’ll find recently updated paint throughout, along with brand-new flooring and plush carpet that add warmth and style to every room. The updates create a clean, move-in-ready space that’s both inviting and functional. Whether you’re looking for a quiet retreat or a place with room to grow, this property delivers. Don’t miss the opportunity to enjoy updated living on a spacious lot in a serene setting—schedule your showing today! Owner-occupied offers prioritized. HUD First Look Period applies for first 30 days. See agent remarks for submitting offers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
5/10
2/10

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,903

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,903
  • Total interior livable area: 1,903 sqft

Property

Details

  • Parcel number: 8706803506
  • Zoning: RA
  • Special condition: Foreclosure/REO/Bank

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1.17 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Randolph County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$111$1,332
Property Taxes $136$1,632
Electricity $200$2,405
Total$1,604$19,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,994/yr
40% on housing$48,120/yr
45% on housing$42,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 27298$186
Randolph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27298$177
Randolph County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$239,000
2025-08-22Sold$180,899

For Sale by Agent

AgentMike Headley
BrokerageThe Headley Group Realty

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