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640 Hemlock Dr, Asheboro, NC, 27205

4beds
2baths
2,245sqft
$358,900
$160price/sqft
$2,561/moest. monthly cost
$102,440/yrincome needed

About This Home

Motivated seller, considering any reasonable offer! Charming, updated brick ranch offering comfort, function, and thoughtful upgrades throughout including new paint & easy care LVP flooring! The home features a generous living room, formal dining room, and a cozy den with fireplace & built-in shelving. The all new kitchen includes quartz countertops, farmhouse sink, eat-at island, and appliances remaining—including the refrigerator! The primary suite offers a private bath with quartz-topped vanity and shower. Three additional bedrooms provide ample space for guests & share a full bath with new double vanity w/quartz counter. Laundry with cabinetry & unheated bonus room (not counted in sq ft) provide added versatility. Entertain on the screened porch w/hot tub or on patio overlooking the nice backyard w/storage building remaining. Move in ready home in a super convenient location!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
5/10
Asheboro High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Bonus Room

  • Level: Main

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Kitchen Island
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Den
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area above ground: 2,245

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,245
  • Total interior livable area: 2,245 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7760162000
  • Zoning: R15
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Randolph County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,814$21,768
Home Insurance *$147$1,764
Property Taxes $391$4,692
Electricity $209$2,509
Total$2,561$30,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,805/yr
40% on housing$76,830/yr
45% on housing$68,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 27205$180
Randolph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 27205$187
Randolph County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$369,900
2026-03-28Price change$373,900
2026-03-11Price change$375,900
2026-02-19Listed for sale$377,900
2026-02-08Listing removed$379,900
2026-01-19Price change$379,900
2025-11-04Price change$384,000
2025-10-05Price change$386,500
2025-09-03Listed for sale$389,000
2025-03-11Sold$266,685
2021-11-22Sold$250,000
2021-10-11Pending sale$250,000
2021-10-06Listed for sale$250,000
2018-06-04Sold$158,000
2018-05-26Pending sale$159,900
2018-04-28Listed for sale$159,900
2015-12-10Sold$116,000
2015-12-03Pending sale$138,500
2015-10-13Price change$138,500
2015-08-15Listed for sale$142,500

For Sale by Agent

AgentVickie Gallimore
BrokerageRE/MAX Central Realty

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