See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4970 Covered Bridge Rd, Trinity, NC, 27370

2beds
1baths
1,248sqft
$490,000
$393price/sqft
$3,106/moest. monthly cost
$124,240/yrincome needed

About This Home

Fully renovated 1,248 sq ft brick home on 18.62 acres! 2 bed, 1 bath with a large flex room (currently used as an additional bedroom) Farm fencing 32x24 workshop Large circle driveway Move-in ready Multiple other buildings and a creek! New septic tank in 2020 New HVAC in 2021 Peaceful country living with plenty of space to grow message for more details

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Tabernacle ElementaryGrades PK-52.6 mi
3/10
Uwharrie MiddleGrades 6-123.7 mi
2/10
Southwestern Randolph HighGrades 9-1211.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl/Raised
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Stick/Site Built

Interior

Appliances

  • Appliances included: Range / Oven
  • Laundry features: Washer Hookup,Dryer Connection

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Dryer Connection
  • Flooring: Linoleum / Vinyl
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 7713166221000
  • Zoning: RA

Features

  • Patio & porch: Covered Porch
  • Exterior features: Brick

Lot

  • Lot size: 18.62 Acres

Parking

  • Total spaces: 4
  • Parking features: Carport,Garage - Attached,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Randolph County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$180$2,160
Property Taxes $249$2,988
Electricity $200$2,405
Total$3,106$37,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,491/yr
40% on housing$93,180/yr
45% on housing$82,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 27370$146
Randolph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 27370$166
Randolph County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$490,000
2026-04-14Listed for sale$515,000
2020-10-16Sold$196,000
2020-08-11Pending sale$189,500
2020-08-07Listed for sale$189,500

For Sale by Owner

AgentProperty Owner

Similar Homes